Video Resource
Welcome to module “Debt and risk management” where you will gain the skills to identify financial risks and manage business debt responsibly to build long-term resilience.
Learning contents, activities and resources
Start by going through this comprehensive PDF to help you get acquainted and broaden your understanding of the module and apply the knowledge gained
Hands-on infographic
Take action towards responsible budgeting/financial decisions to support your entrepreneurial journey
Budget breakout: escape the debt trap
You are a new entrepreneur running your first business. A sudden drop in income has put pressure on your finances. You need to make the right decisions to protect your business, renegotiate with creditors and plan your next move. Solve each challenge to move forward and regain control.
CHALLENGE 1: Know the Numbers
Which ratio helps you measure your ability to pay short-term obligations?
CHALLENGE 2: Spot the Risk
What is an example of an external financial risk?
CHALLENGE 3: Choose Wisely
Which is a high-risk way to cover a cash gap?
CHALLENGE 4: Restructure or Default?
What should you do if you know you will miss a payment?
CHALLENGE 5: Interpreting the Data
You have a debt-to-equity ratio of 2.33. What does this mean?
CHALLENGE 6: Risk Mapping
In a risk matrix, what two elements are assessed?
CHALLENGE 7: Choose the Right Tool
What is a benefit of leasing equipment?
CHALLENGE 8: Planning Ahead
What is the purpose of a contingency plan?
Escape Room
Challenge yourself and your understanding with our digital escape room by reflecting on your prior module knowledge and experience
Test Your Knowledge
Financial Literacy Quiz
Which option involves regular repayments with interest?
What is a liquidity risk?
Why use a contingency plan?
What does the current ratio show?
What should you do if you expect cash trouble?
How can you support team debt awareness?
Personal Notes
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Continue Your Learning Journey
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