{"id":1361,"date":"2025-03-24T17:45:04","date_gmt":"2025-03-24T17:45:04","guid":{"rendered":"https:\/\/excel-erasmus.eu\/?page_id=1361"},"modified":"2025-12-02T16:15:56","modified_gmt":"2025-12-02T16:15:56","slug":"debt-and-risk-management","status":"publish","type":"page","link":"https:\/\/excel-erasmus.eu\/pl\/zarzadzanie-dlugiem-i-ryzykiem\/","title":{"rendered":"Zarz\u0105dzanie d\u0142ugiem i ryzykiem"},"content":{"rendered":"\t\t
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\n\t\t\t\t\t\r\n\r\n\r\n \r\n \r\n Financial Literacy Training Programme<\/title>\r\n <link rel=\"stylesheet\" href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.0.0\/css\/all.min.css\">\r\n <style>\r\n :root {\r\n --white: #ffffff;\r\n --black: #000000;\r\n --yellow: #ffde59;\r\n --pink: #ff8bd2;\r\n --blue: #5ce1e6;\r\n }\r\n\r\n * {\r\n margin: 0;\r\n padding: 0;\r\n box-sizing: border-box;\r\n font-family: Verdana, Geneva, Tahoma, sans-serif;\r\n }\r\n\r\n html, body {\r\n width: 100%;\r\n overflow-x: hidden;\r\n margin: 0;\r\n padding: 0;\r\n background-color: #f5f5f5;\r\n min-height: 100vh;\r\n display: flex;\r\n flex-direction: column;\r\n scroll-behavior: smooth;\r\n }\r\n\r\n body {\r\n color: var(--black);\r\n position: relative;\r\n }\r\n\r\n .container {\r\n width: 100%;\r\n max-width: 1200px;\r\n margin: 0 auto;\r\n padding: 2rem;\r\n box-sizing: border-box;\r\n display: flex;\r\n flex-direction: column;\r\n gap: 3rem;\r\n }\r\n\r\n .page-title {\r\n text-align: center;\r\n color: var(--black);\r\n font-size: 2.5rem;\r\n padding: 2rem;\r\n background: var(--yellow);\r\n border-radius: 15px;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n margin: 0;\r\n }\r\n\r\n .page-subtitle {\r\n text-align: center;\r\n color: var(--black);\r\n font-size: 1.2rem;\r\n padding: 1rem;\r\n background: rgba(255,255,255,0.9);\r\n border-radius: 10px;\r\n box-shadow: 0 2px 10px rgba(0,0,0,0.05);\r\n margin: 0;\r\n }\r\n\r\n .video-section {\r\n width: 100%;\r\n margin-bottom: 3rem;\r\n background: rgba(255,255,255,0.95);\r\n border-radius: 15px;\r\n padding: 2rem;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n }\r\n\r\n .video-card {\r\n max-width: 800px;\r\n margin: 0 auto;\r\n text-align: center;\r\n display: flex;\r\n flex-direction: column;\r\n gap: 2rem;\r\n }\r\n\r\n .video-player-container {\r\n position: relative;\r\n width: 100%;\r\n max-width: 800px;\r\n margin: 0 auto;\r\n border-radius: 15px;\r\n overflow: hidden;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n }\r\n\r\n .video-player-container video {\r\n width: 100%;\r\n height: auto;\r\n display: block;\r\n border-radius: 15px;\r\n }\r\n\r\n .video-description {\r\n text-align: center;\r\n padding: 1rem;\r\n color: var(--black);\r\n font-size: 1.1rem;\r\n line-height: 1.6;\r\n }\r\n\r\n .video-controls {\r\n display: flex;\r\n justify-content: center;\r\n gap: 1rem;\r\n margin-top: 1rem;\r\n }\r\n\r\n .video-controls button {\r\n padding: 0.8rem 1.5rem;\r\n border: none;\r\n border-radius: 25px;\r\n background: var(--blue);\r\n color: var(--white);\r\n cursor: pointer;\r\n transition: all 0.3s ease;\r\n display: flex;\r\n align-items: center;\r\n gap: 0.5rem;\r\n }\r\n\r\n .video-controls button:hover {\r\n background: var(--pink);\r\n transform: translateY(-2px);\r\n }\r\n\r\n .resources-section {\r\n width: 100%;\r\n }\r\n\r\n .features-grid {\r\n display: grid;\r\n grid-template-columns: repeat(2, 1fr);\r\n gap: 3rem;\r\n width: 100%;\r\n margin: 0;\r\n }\r\n\r\n .features-grid:last-child {\r\n grid-template-columns: repeat(2, 1fr);\r\n margin-bottom: 0;\r\n width: 100%;\r\n }\r\n\r\n .features-grid:last-child .feature-card {\r\n width: 100%;\r\n margin: 0;\r\n }\r\n\r\n .video-card {\r\n grid-column: 1 \/ -1;\r\n max-width: 800px;\r\n margin: 0 auto;\r\n }\r\n\r\n .feature-card {\r\n background-color: rgba(255,255,255,0.95);\r\n border: 2px solid var(--yellow);\r\n border-radius: 15px;\r\n padding: 2rem;\r\n text-align: center;\r\n transition: all 0.3s ease;\r\n display: flex;\r\n flex-direction: column;\r\n gap: 2rem;\r\n height: 100%;\r\n }\r\n\r\n .feature-card::before {\r\n content: '';\r\n position: absolute;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 5px;\r\n background: linear-gradient(90deg, var(--yellow), var(--pink));\r\n }\r\n\r\n .feature-card:hover {\r\n transform: translateY(-10px);\r\n box-shadow: 0 8px 25px rgba(0,0,0,0.15);\r\n }\r\n\r\n .feature-card .content {\r\n flex: 1;\r\n display: flex;\r\n flex-direction: column;\r\n align-items: center;\r\n justify-content: center;\r\n gap: 1rem;\r\n }\r\n\r\n .feature-card i {\r\n font-size: 3rem;\r\n color: var(--pink);\r\n margin-bottom: 1rem;\r\n transition: transform 0.3s ease;\r\n }\r\n\r\n .feature-card:hover i {\r\n transform: scale(1.1);\r\n }\r\n\r\n .feature-card h3 {\r\n color: var(--black);\r\n margin-bottom: 1rem;\r\n font-size: 1.4rem;\r\n font-weight: bold;\r\n }\r\n\r\n .feature-card p {\r\n color: var(--black);\r\n line-height: 1.6;\r\n font-size: 1rem;\r\n margin-bottom: 1.5rem;\r\n flex-grow: 1;\r\n }\r\n\r\n .feature-card img {\r\n width: 100%;\r\n max-width: 180px;\r\n height: auto;\r\n margin: 1rem 0;\r\n border-radius: 10px;\r\n object-fit: cover;\r\n }\r\n\r\n .download-btn {\r\n background: var(--blue);\r\n color: var(--white);\r\n padding: 1rem 2rem;\r\n border: none;\r\n border-radius: 25px;\r\n cursor: pointer;\r\n font-size: 1.1rem;\r\n transition: all 0.3s ease;\r\n width: auto;\r\n max-width: 100%;\r\n box-sizing: border-box;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n text-transform: uppercase;\r\n letter-spacing: 1px;\r\n font-weight: bold;\r\n }\r\n\r\n .download-btn i {\r\n color: var(--white);\r\n }\r\n\r\n .download-btn:hover {\r\n transform: translateY(-2px);\r\n box-shadow: 0 6px 20px rgba(0,0,0,0.15);\r\n background: var(--yellow);\r\n }\r\n\r\n .quiz-container {\r\n background: rgba(255,255,255,0.95);\r\n padding: 2rem;\r\n border-radius: 15px;\r\n margin: 2rem auto;\r\n max-width: 800px;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n }\r\n\r\n .quiz-question {\r\n margin-bottom: 2rem;\r\n padding: 1.5rem;\r\n background: white;\r\n border-radius: 10px;\r\n box-shadow: 0 2px 10px rgba(0,0,0,0.05);\r\n }\r\n\r\n .quiz-options {\r\n display: grid;\r\n gap: 1rem;\r\n margin-top: 1rem;\r\n }\r\n\r\n .quiz-option {\r\n padding: 1rem;\r\n border: 2px solid var(--yellow);\r\n border-radius: 8px;\r\n cursor: pointer;\r\n transition: all 0.3s ease;\r\n position: relative;\r\n overflow: hidden;\r\n }\r\n\r\n .quiz-option::after {\r\n content: '';\r\n position: absolute;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 100%;\r\n background: var(--yellow);\r\n opacity: 0;\r\n transition: opacity 0.3s ease;\r\n z-index: -1;\r\n }\r\n\r\n .quiz-option:hover::after {\r\n opacity: 0.2;\r\n }\r\n\r\n .quiz-option.correct {\r\n background: #4CAF50;\r\n color: white;\r\n border-color: #4CAF50;\r\n }\r\n\r\n .quiz-option.incorrect {\r\n background: #f44336;\r\n color: white;\r\n border-color: #f44336;\r\n }\r\n\r\n .escape-room-container {\r\n background: rgba(255,255,255,0.95);\r\n padding: 2rem;\r\n border-radius: 15px;\r\n margin: 2rem auto;\r\n max-width: 800px;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n }\r\n\r\n .puzzle {\r\n background: white;\r\n padding: 1.5rem;\r\n border-radius: 10px;\r\n margin-bottom: 1.5rem;\r\n box-shadow: 0 2px 10px rgba(0,0,0,0.05);\r\n }\r\n\r\n .puzzle-input {\r\n width: 100%;\r\n max-width: 400px;\r\n padding: 1rem;\r\n margin: 1rem auto;\r\n border: 2px solid var(--yellow);\r\n border-radius: 8px;\r\n font-size: 1.1rem;\r\n transition: all 0.3s ease;\r\n display: block;\r\n text-align: center;\r\n }\r\n\r\n .puzzle-input:focus {\r\n border-color: var(--pink);\r\n outline: none;\r\n box-shadow: 0 0 5px rgba(255,139,210,0.3);\r\n }\r\n\r\n .puzzle-input option {\r\n padding: 0.5rem;\r\n font-size: 1rem;\r\n line-height: 1.4;\r\n word-wrap: break-word;\r\n white-space: normal;\r\n }\r\n\r\n .puzzle-options {\r\n display: flex;\r\n flex-direction: column;\r\n gap: 1rem;\r\n margin: 1rem 0;\r\n }\r\n\r\n .puzzle-option-btn {\r\n padding: 1rem 1.5rem;\r\n border: 2px solid var(--yellow);\r\n border-radius: 8px;\r\n background: white;\r\n color: var(--black);\r\n cursor: pointer;\r\n transition: all 0.3s ease;\r\n font-size: 1rem;\r\n text-align: left;\r\n line-height: 1.4;\r\n word-wrap: break-word;\r\n white-space: normal;\r\n position: relative;\r\n overflow: hidden;\r\n }\r\n\r\n .puzzle-option-btn::after {\r\n content: '';\r\n position: absolute;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 100%;\r\n background: var(--yellow);\r\n opacity: 0;\r\n transition: opacity 0.3s ease;\r\n z-index: -1;\r\n }\r\n\r\n .puzzle-option-btn:hover::after {\r\n opacity: 0.2;\r\n }\r\n\r\n .puzzle-option-btn.selected {\r\n background: var(--yellow);\r\n color: var(--black);\r\n border-color: var(--pink);\r\n transform: translateY(-2px);\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n }\r\n\r\n .puzzle-option-btn.correct {\r\n background: #4CAF50;\r\n color: white;\r\n border-color: #4CAF50;\r\n }\r\n\r\n .puzzle-option-btn.incorrect {\r\n background: #f44336;\r\n color: white;\r\n border-color: #f44336;\r\n }\r\n\r\n .selected-answer {\r\n background: rgba(255, 193, 7, 0.1);\r\n border: 2px solid var(--yellow);\r\n border-radius: 8px;\r\n padding: 1rem;\r\n margin: 1rem 0;\r\n font-size: 1.1rem;\r\n color: var(--dark-gray);\r\n text-align: center;\r\n display: none;\r\n }\r\n\r\n .selected-answer.show {\r\n display: block;\r\n }\r\n\r\n .puzzle-input.correct {\r\n border-color: #4CAF50;\r\n background: #E8F5E9;\r\n }\r\n\r\n .puzzle-input.incorrect {\r\n border-color: #f44336;\r\n background: #FFEBEE;\r\n }\r\n\r\n .progress-bar {\r\n width: 100%;\r\n height: 20px;\r\n background: #eee;\r\n border-radius: 10px;\r\n margin: 1rem 0;\r\n overflow: hidden;\r\n }\r\n\r\n .progress {\r\n width: 0%;\r\n height: 100%;\r\n background: linear-gradient(90deg, var(--yellow), var(--pink));\r\n transition: width 0.3s ease;\r\n }\r\n\r\n .modal {\r\n display: none;\r\n position: fixed;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 100%;\r\n background: rgba(0,0,0,0.8);\r\n z-index: 1000;\r\n justify-content: center;\r\n align-items: center;\r\n }\r\n\r\n .modal-content {\r\n background: white;\r\n padding: 2rem;\r\n border-radius: 15px;\r\n max-width: 1000px;\r\n width: 95%;\r\n text-align: center;\r\n max-height: 90vh;\r\n overflow-y: auto;\r\n position: relative;\r\n margin: 2rem auto;\r\n box-sizing: border-box;\r\n }\r\n\r\n .close-modal {\r\n position: absolute;\r\n top: 1rem;\r\n right: 1rem;\r\n font-size: 1.5rem;\r\n cursor: pointer;\r\n color: var(--black);\r\n }\r\n\r\n @media (max-width: 1024px) {\r\n .container {\r\n padding: 1rem;\r\n }\r\n\r\n .features-grid {\r\n grid-template-columns: repeat(2, 1fr);\r\n }\r\n }\r\n\r\n @media (max-width: 768px) {\r\n .container {\r\n padding: 1rem;\r\n }\r\n \r\n .modal-content {\r\n width: 98%;\r\n padding: 0.8rem;\r\n margin: 0.5rem auto;\r\n max-height: 98vh;\r\n }\r\n\r\n .page-title {\r\n font-size: 2rem;\r\n padding: 1.5rem;\r\n }\r\n\r\n .video-section {\r\n margin-bottom: 2rem;\r\n }\r\n\r\n .video-card {\r\n max-width: 100%;\r\n padding: 1.5rem;\r\n }\r\n\r\n .features-grid {\r\n grid-template-columns: 1fr;\r\n }\r\n\r\n .features-grid:last-child {\r\n grid-template-columns: 1fr;\r\n }\r\n\r\n .video-card {\r\n max-width: 100%;\r\n }\r\n\r\n .feature-card {\r\n padding: 1.5rem;\r\n }\r\n\r\n .feature-card i {\r\n font-size: 2.5rem;\r\n }\r\n\r\n .feature-card h3 {\r\n font-size: 1.2rem;\r\n }\r\n\r\n .feature-card p {\r\n font-size: 0.9rem;\r\n }\r\n\r\n .feature-card img {\r\n max-width: 150px;\r\n }\r\n\r\n .download-btn {\r\n padding: 0.8rem 1.5rem;\r\n font-size: 0.9rem;\r\n }\r\n\r\n .modal-content {\r\n width: 95%;\r\n padding: 1rem;\r\n margin: 1rem auto;\r\n max-height: 95vh;\r\n }\r\n\r\n .story-section {\r\n padding: 1rem;\r\n gap: 1rem;\r\n max-width: 100%;\r\n box-sizing: border-box;\r\n }\r\n\r\n .story-text, .challenge {\r\n padding: 1rem;\r\n }\r\n\r\n .story-text h3, .challenge h4 {\r\n font-size: 1.3rem;\r\n }\r\n\r\n .story-text p, .challenge p, .challenge li {\r\n font-size: 1rem;\r\n word-wrap: break-word;\r\n overflow-wrap: break-word;\r\n }\r\n\r\n .puzzle-input {\r\n max-width: 100%;\r\n min-width: 200px;\r\n font-size: 1rem;\r\n padding: 0.8rem;\r\n }\r\n \r\n .puzzle-input option {\r\n font-size: 0.9rem;\r\n padding: 0.3rem;\r\n line-height: 1.3;\r\n max-width: 100%;\r\n word-wrap: break-word;\r\n white-space: normal;\r\n text-align: left;\r\n }\r\n\r\n .puzzle-options {\r\n gap: 0.8rem;\r\n margin: 0.8rem 0;\r\n }\r\n\r\n .puzzle-option-btn {\r\n padding: 0.8rem 1.2rem;\r\n font-size: 0.9rem;\r\n line-height: 1.3;\r\n }\r\n \r\n .selected-answer {\r\n font-size: 0.9rem;\r\n padding: 0.8rem;\r\n margin: 0.8rem 0;\r\n }\r\n }\r\n\r\n .quiz-section, .escape-room {\r\n background: rgba(255,255,255,0.95);\r\n padding: 2rem;\r\n border-radius: 15px;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n text-align: center;\r\n display: flex;\r\n flex-direction: column;\r\n gap: 1.5rem;\r\n align-items: center;\r\n margin: 4rem 0;\r\n }\r\n\r\n .quiz-section h2, .escape-room h2 {\r\n color: var(--black);\r\n margin-bottom: 1rem;\r\n font-size: 1.8rem;\r\n }\r\n\r\n .quiz-section p, .escape-room p {\r\n color: var(--black);\r\n margin-bottom: 1.5rem;\r\n font-size: 1.1rem;\r\n }\r\n\r\n .progress-indicator {\r\n position: fixed;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 4px;\r\n background: var(--white);\r\n z-index: 1000;\r\n }\r\n\r\n .progress-bar {\r\n height: 100%;\r\n background: linear-gradient(90deg, var(--yellow), var(--pink));\r\n width: 0%;\r\n transition: width 0.3s ease;\r\n }\r\n\r\n .feature-card {\r\n position: relative;\r\n overflow: hidden;\r\n }\r\n\r\n .feature-card::after {\r\n content: '';\r\n position: absolute;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 100%;\r\n background: linear-gradient(45deg, rgba(255,255,255,0.1), transparent);\r\n opacity: 0;\r\n transition: opacity 0.3s ease;\r\n }\r\n\r\n .feature-card:hover::after {\r\n opacity: 1;\r\n }\r\n\r\n .feature-card .content {\r\n position: relative;\r\n z-index: 1;\r\n }\r\n\r\n .feature-card img {\r\n transition: transform 0.5s ease;\r\n }\r\n\r\n .feature-card:hover img {\r\n transform: scale(1.05);\r\n }\r\n\r\n .interactive-tooltip {\r\n position: absolute;\r\n background: var(--white);\r\n padding: 0.5rem 1rem;\r\n border-radius: 8px;\r\n box-shadow: 0 2px 10px rgba(0,0,0,0.1);\r\n font-size: 0.9rem;\r\n opacity: 0;\r\n transform: translateY(10px);\r\n transition: all 0.3s ease;\r\n pointer-events: none;\r\n }\r\n\r\n .feature-card:hover .interactive-tooltip {\r\n opacity: 1;\r\n transform: translateY(0);\r\n }\r\n\r\n .achievement-badge {\r\n position: absolute;\r\n top: 1rem;\r\n right: 1rem;\r\n background: var(--yellow);\r\n color: var(--black);\r\n padding: 0.5rem;\r\n border-radius: 50%;\r\n width: 40px;\r\n height: 40px;\r\n display: flex;\r\n align-items: center;\r\n justify-content: center;\r\n font-size: 1.2rem;\r\n box-shadow: 0 2px 5px rgba(0,0,0,0.1);\r\n }\r\n\r\n .feature-card:hover .achievement-badge {\r\n transform: rotate(360deg);\r\n transition: transform 0.5s ease;\r\n }\r\n\r\n .interactive-button {\r\n position: relative;\r\n overflow: hidden;\r\n }\r\n\r\n .interactive-button::before {\r\n content: '';\r\n position: absolute;\r\n top: 50%;\r\n left: 50%;\r\n width: 0;\r\n height: 0;\r\n background: rgba(255,255,255,0.2);\r\n border-radius: 50%;\r\n transform: translate(-50%, -50%);\r\n transition: width 0.6s ease, height 0.6s ease;\r\n }\r\n\r\n .interactive-button:hover::before {\r\n width: 300px;\r\n height: 300px;\r\n }\r\n\r\n .feature-card .content {\r\n position: relative;\r\n z-index: 2;\r\n }\r\n\r\n .feature-card .content::before {\r\n content: '';\r\n position: absolute;\r\n top: -10px;\r\n left: -10px;\r\n right: -10px;\r\n bottom: -10px;\r\n border: 2px solid transparent;\r\n border-radius: 15px;\r\n transition: border-color 0.3s ease;\r\n }\r\n\r\n .feature-card:hover .content::before {\r\n border-color: var(--pink);\r\n }\r\n\r\n .tools-section {\r\n display: grid;\r\n grid-template-columns: repeat(2, 1fr);\r\n gap: 3rem;\r\n width: 100%;\r\n margin: 4rem 0;\r\n }\r\n\r\n .tool-card {\r\n background: rgba(255,255,255,0.95);\r\n border-radius: 15px;\r\n padding: 2rem;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n transition: all 0.3s ease;\r\n }\r\n\r\n .tool-card:hover {\r\n transform: translateY(-5px);\r\n box-shadow: 0 8px 25px rgba(0,0,0,0.15);\r\n }\r\n\r\n .notes-container {\r\n display: flex;\r\n flex-direction: column;\r\n gap: 1.5rem;\r\n margin-top: 1.5rem;\r\n }\r\n\r\n .notes-input {\r\n width: 100%;\r\n min-height: 200px;\r\n padding: 1rem;\r\n border: 2px solid var(--yellow);\r\n border-radius: 8px;\r\n font-size: 1.1rem;\r\n resize: vertical;\r\n margin-bottom: 1rem;\r\n }\r\n\r\n .notes-actions {\r\n display: flex;\r\n gap: 1rem;\r\n justify-content: flex-end;\r\n }\r\n\r\n .notes-btn {\r\n padding: 0.8rem 1.5rem;\r\n border: none;\r\n border-radius: 8px;\r\n background: var(--blue);\r\n color: var(--white);\r\n font-size: 1rem;\r\n cursor: pointer;\r\n transition: all 0.3s ease;\r\n display: flex;\r\n align-items: center;\r\n gap: 0.5rem;\r\n }\r\n\r\n .notes-btn:hover {\r\n background: var(--pink);\r\n transform: translateY(-2px);\r\n }\r\n\r\n .notes-list {\r\n margin-top: 1rem;\r\n display: flex;\r\n flex-direction: column;\r\n gap: 0.5rem;\r\n }\r\n\r\n .note-item {\r\n background: rgba(255,255,255,0.8);\r\n padding: 1rem;\r\n border-radius: 8px;\r\n border: 1px solid var(--yellow);\r\n display: flex;\r\n justify-content: space-between;\r\n align-items: center;\r\n }\r\n\r\n .note-item:hover {\r\n background: rgba(255,255,255,0.95);\r\n }\r\n\r\n .note-date {\r\n font-size: 0.9rem;\r\n color: var(--black);\r\n opacity: 0.7;\r\n }\r\n\r\n .timeline {\r\n position: relative;\r\n padding: 3rem 0;\r\n }\r\n\r\n .timeline::before {\r\n content: '';\r\n position: absolute;\r\n left: 50%;\r\n transform: translateX(-50%);\r\n width: 2px;\r\n height: 100%;\r\n background: var(--yellow);\r\n }\r\n\r\n .timeline-item {\r\n position: relative;\r\n margin-bottom: 3rem;\r\n width: 50%;\r\n padding-right: 2rem;\r\n }\r\n\r\n .timeline-item:nth-child(even) {\r\n margin-left: 50%;\r\n padding-right: 0;\r\n padding-left: 2rem;\r\n }\r\n\r\n .timeline-content {\r\n background: var(--white);\r\n padding: 1rem;\r\n border-radius: 8px;\r\n box-shadow: 0 2px 10px rgba(0,0,0,0.1);\r\n }\r\n\r\n .timeline-item::before {\r\n content: '';\r\n position: absolute;\r\n right: -6px;\r\n top: 50%;\r\n transform: translateY(-50%);\r\n width: 12px;\r\n height: 12px;\r\n background: var(--pink);\r\n border-radius: 50%;\r\n }\r\n\r\n .timeline-item:nth-child(even)::before {\r\n right: auto;\r\n left: -6px;\r\n }\r\n\r\n .achievements-grid {\r\n display: grid;\r\n grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));\r\n gap: 1rem;\r\n margin-top: 1rem;\r\n }\r\n\r\n .achievement-item {\r\n background: var(--white);\r\n padding: 1rem;\r\n border-radius: 8px;\r\n text-align: center;\r\n transition: all 0.3s ease;\r\n }\r\n\r\n .achievement-item.locked {\r\n opacity: 0.5;\r\n }\r\n\r\n .achievement-item i {\r\n font-size: 2rem;\r\n color: var(--pink);\r\n margin-bottom: 0.5rem;\r\n }\r\n\r\n .achievement-item.unlocked i {\r\n color: var(--yellow);\r\n }\r\n\r\n .story-section {\r\n margin-bottom: 4rem;\r\n padding: 2rem;\r\n background: white;\r\n border-radius: 10px;\r\n box-shadow: 0 2px 10px rgba(0,0,0,0.05);\r\n width: 100%;\r\n box-sizing: border-box;\r\n display: grid;\r\n grid-template-columns: 1fr;\r\n gap: 3rem;\r\n }\r\n\r\n .story-text {\r\n background: rgba(255,255,255,0.9);\r\n padding: 2rem;\r\n border-radius: 8px;\r\n box-shadow: 0 2px 5px rgba(0,0,0,0.05);\r\n text-align: left;\r\n }\r\n\r\n .story-text h3 {\r\n color: var(--pink);\r\n margin-bottom: 1.5rem;\r\n font-size: 1.8rem;\r\n text-align: center;\r\n }\r\n\r\n .story-text p {\r\n margin-bottom: 1.5rem;\r\n font-size: 1.2rem;\r\n color: var(--black);\r\n line-height: 1.8;\r\n }\r\n\r\n .challenge {\r\n background: rgba(255,255,255,0.9);\r\n padding: 2rem;\r\n border-radius: 10px;\r\n border: 2px solid var(--yellow);\r\n display: flex;\r\n flex-direction: column;\r\n gap: 1.5rem;\r\n max-width: 100%;\r\n box-sizing: border-box;\r\n }\r\n\r\n .challenge h4 {\r\n color: var(--black);\r\n margin-bottom: 1.5rem;\r\n font-size: 1.6rem;\r\n text-align: center;\r\n }\r\n\r\n .challenge p {\r\n margin-bottom: 1.5rem;\r\n text-align: left;\r\n font-size: 1.2rem;\r\n line-height: 1.8;\r\n word-wrap: break-word;\r\n overflow-wrap: break-word;\r\n max-width: 100%;\r\n }\r\n\r\n .challenge ul {\r\n list-style-type: none;\r\n margin: 1.5rem 0;\r\n padding: 1.5rem;\r\n text-align: left;\r\n background: rgba(255,255,255,0.8);\r\n border-radius: 8px;\r\n }\r\n\r\n .challenge li {\r\n margin: 1.2rem 0;\r\n padding-left: 2rem;\r\n position: relative;\r\n font-size: 1.2rem;\r\n line-height: 1.8;\r\n word-wrap: break-word;\r\n overflow-wrap: break-word;\r\n }\r\n\r\n .challenge li:before {\r\n content: \"\u2022\";\r\n color: var(--pink);\r\n position: absolute;\r\n left: 0;\r\n font-size: 1.4rem;\r\n }\r\n\r\n .puzzle-input {\r\n width: 100%;\r\n max-width: 500px;\r\n min-width: 250px;\r\n padding: 1rem;\r\n margin: 1rem auto;\r\n border: 2px solid var(--yellow);\r\n border-radius: 8px;\r\n font-size: 1.1rem;\r\n transition: all 0.3s ease;\r\n display: block;\r\n text-align: center;\r\n box-sizing: border-box;\r\n word-wrap: break-word;\r\n overflow-wrap: break-word;\r\n }\r\n\r\n .encouragement-message {\r\n margin-top: 1rem;\r\n padding: 1.5rem;\r\n background: rgba(92,225,230,0.1);\r\n border-radius: 8px;\r\n animation: fadeIn 0.5s ease;\r\n width: 100%;\r\n max-width: 500px;\r\n margin: 1rem auto;\r\n }\r\n\r\n .encouragement-content {\r\n display: flex;\r\n align-items: center;\r\n gap: 1rem;\r\n text-align: left;\r\n }\r\n\r\n .encouragement-content i {\r\n color: var(--yellow);\r\n font-size: 1.8rem;\r\n flex-shrink: 0;\r\n }\r\n\r\n .encouragement-content p {\r\n font-size: 1.2rem;\r\n line-height: 1.6;\r\n margin: 0;\r\n }\r\n\r\n @keyframes fadeIn {\r\n from { opacity: 0; transform: translateY(10px); }\r\n to { opacity: 1; transform: translateY(0); }\r\n }\r\n\r\n .feature-image {\r\n width: 100%;\r\n height: 150px;\r\n display: flex;\r\n flex-direction: column;\r\n align-items: center;\r\n justify-content: center;\r\n background: rgba(255,255,255,0.8);\r\n border-radius: 10px;\r\n margin: 1rem 0;\r\n gap: 0.5rem;\r\n }\r\n\r\n .feature-image i {\r\n color: var(--pink);\r\n font-size: 3rem;\r\n }\r\n\r\n .icon-label {\r\n color: var(--black);\r\n font-size: 0.9rem;\r\n text-align: center;\r\n margin-top: 0.5rem;\r\n font-weight: 500;\r\n }\r\n\r\n \/* Adicionando estilos para o flipbook *\/\r\n .flipbook-container {\r\n position: fixed;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 100%;\r\n background: rgba(0,0,0,0.9);\r\n z-index: 1000;\r\n display: none;\r\n justify-content: center;\r\n align-items: center;\r\n padding: 20px;\r\n }\r\n\r\n .flipbook-viewer {\r\n width: 95%;\r\n height: 95%;\r\n background: white;\r\n border-radius: 10px;\r\n padding: 20px;\r\n position: relative;\r\n overflow: hidden;\r\n display: flex;\r\n flex-direction: column;\r\n box-shadow: 0 4px 20px rgba(0,0,0,0.2);\r\n }\r\n\r\n #pdfViewer {\r\n width: 100%;\r\n height: 100%;\r\n border: none;\r\n background: white;\r\n }\r\n\r\n .flipbook-button {\r\n padding: 10px 20px;\r\n border: none;\r\n border-radius: 5px;\r\n background: var(--blue);\r\n color: white;\r\n cursor: pointer;\r\n transition: all 0.3s ease;\r\n z-index: 1001;\r\n }\r\n\r\n .flipbook-button:hover {\r\n background: var(--pink);\r\n transform: translateY(-2px);\r\n }\r\n\r\n .flipbook-pages {\r\n flex: 1;\r\n display: flex;\r\n justify-content: center;\r\n align-items: center;\r\n gap: 20px;\r\n margin: 20px 0;\r\n overflow: auto;\r\n }\r\n\r\n .flipbook-page {\r\n box-shadow: 0 4px 8px rgba(0,0,0,0.1);\r\n border-radius: 5px;\r\n background: white;\r\n }\r\n\r\n .flipbook-page canvas {\r\n border-radius: 5px;\r\n }\r\n\r\n .page-number {\r\n text-align: center;\r\n color: white;\r\n margin-top: 10px;\r\n font-size: 1.2rem;\r\n }\r\n\r\n .loading-overlay {\r\n position: absolute;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 100%;\r\n background: rgba(0,0,0,0.8);\r\n display: flex;\r\n justify-content: center;\r\n align-items: center;\r\n color: white;\r\n font-size: 1.2rem;\r\n }\r\n\r\n .video-container, .infographic-container {\r\n position: fixed;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 100%;\r\n background: rgba(0,0,0,0.9);\r\n z-index: 1000;\r\n display: none;\r\n justify-content: center;\r\n align-items: center;\r\n padding: 20px;\r\n }\r\n\r\n .video-viewer, .infographic-viewer {\r\n width: 95%;\r\n height: 95%;\r\n background: white;\r\n border-radius: 10px;\r\n padding: 20px;\r\n position: relative;\r\n overflow: hidden;\r\n display: flex;\r\n flex-direction: column;\r\n box-shadow: 0 4px 20px rgba(0,0,0,0.2);\r\n }\r\n\r\n #videoFrame {\r\n width: 100%;\r\n height: 100%;\r\n border: none;\r\n background: white;\r\n }\r\n\r\n #infographicImage {\r\n max-width: 100%;\r\n height: auto;\r\n display: block;\r\n margin: 0 auto;\r\n }\r\n\r\n .learning-contents-section {\r\n width: 100%;\r\n margin-bottom: 3rem;\r\n background: rgba(255,255,255,0.95);\r\n border-radius: 15px;\r\n padding: 2rem;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n }\r\n\r\n .learning-contents-card {\r\n max-width: 800px;\r\n margin: 0 auto;\r\n text-align: center;\r\n display: flex;\r\n flex-direction: column;\r\n gap: 1.5rem;\r\n }\r\n\r\n .learning-contents-image {\r\n position: relative;\r\n width: 100%;\r\n max-width: 300px;\r\n margin: 0 auto;\r\n border-radius: 15px;\r\n overflow: hidden;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n transition: transform 0.3s ease;\r\n display: flex;\r\n justify-content: center;\r\n align-items: center;\r\n }\r\n\r\n .learning-contents-image img {\r\n width: auto;\r\n max-width: 100%;\r\n height: auto;\r\n display: block;\r\n border-radius: 15px;\r\n margin: 0 auto;\r\n }\r\n\r\n .learning-contents-description {\r\n text-align: center;\r\n padding: 1rem;\r\n color: var(--black);\r\n font-size: 1.1rem;\r\n line-height: 1.6;\r\n max-width: 600px;\r\n margin: 0 auto;\r\n }\r\n\r\n .learning-contents-button {\r\n padding: 1rem 2rem;\r\n border: none;\r\n border-radius: 25px;\r\n background: var(--blue);\r\n color: var(--white);\r\n cursor: pointer;\r\n transition: all 0.3s ease;\r\n display: inline-flex;\r\n align-items: center;\r\n gap: 0.5rem;\r\n margin-top: 1rem;\r\n text-decoration: none;\r\n width: auto;\r\n min-width: 200px;\r\n justify-content: center;\r\n pointer-events: auto;\r\n position: relative;\r\n z-index: 10;\r\n }\r\n\r\n .learning-contents-button:hover {\r\n background: var(--pink);\r\n transform: translateY(-2px);\r\n }\r\n <\/style>\r\n <!-- Adicionar scripts necess\u00e1rios -->\r\n <script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/pdf.js\/2.11.338\/pdf.min.js\"><\/script>\r\n <script src=\"https:\/\/code.jquery.com\/jquery-3.6.0.min.js\"><\/script>\r\n <script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/turn.js\/4.1.0\/turn.min.js\"><\/script>\r\n<\/head>\r\n<body>\r\n <div class=\"progress-indicator\">\r\n <div class=\"progress-bar\" id=\"pageProgress\"><\/div>\r\n <\/div>\r\n\r\n\r\n <!-- Container do V\u00eddeo -->\r\n <div class=\"video-section\">\r\n <div class=\"video-card\">\r\n <div class=\"content\">\r\n <i class=\"fas fa-video\"><\/i>\r\n <h3>Wideo<\/h3>\r\n <p>Witamy w module \u201eZarz\u0105dzanie d\u0142ugiem i ryzykiem\u201d, w kt\u00f3rym zdob\u0119dziesz umiej\u0119tno\u015bci identyfikowania ryzyka finansowego i odpowiedzialnego zarz\u0105dzania d\u0142ugiem firmy, aby budowa\u0107 d\u0142ugoterminow\u0105 odporno\u015b\u0107<\/p>\r\n <div class=\"video-player-container\">\r\n <video id=\"mainVideo\" controls>\r\n <source src=\"https:\/\/excel-erasmus.eu\/Videos\/PL\/EXCEL_WP2_A2.3_M4_Video_PL.mp4\" type=\"video\/mp4\">\r\n Your browser does not support the video element.\r\n <\/video>\r\n <\/div>\r\n <div class=\"video-controls\">\r\n <button onclick=\"document.getElementById('mainVideo').play()\">\r\n <i class=\"fas fa-play\"><\/i> Play\r\n <\/button>\r\n <button onclick=\"document.getElementById('mainVideo').pause()\">\r\n <i class=\"fas fa-pause\"><\/i> Pause\r\n <\/button>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <!-- Container dos Recursos -->\r\n <div class=\"resources-section\">\r\n <div class=\"features-grid\">\r\n <div class=\"feature-card\">\r\n <div class=\"content\">\r\n <i class=\"fas fa-book\"><\/i>\r\n <h3>Tre\u015bci edukacyjne, dzia\u0142ania i zasoby<\/h3>\r\n <p>Zacznij od przejrzenia tego obszernego pliku PDF, kt\u00f3ry pomo\u017ce Ci zapozna\u0107 si\u0119 z modu\u0142em i poszerzy\u0107 jego zrozumienie, a tak\u017ce zastosowa\u0107 zdobyt\u0105 wiedz\u0119<\/p>\r\n <div class=\"learning-contents-section\">\r\n <div class=\"learning-contents-card\">\r\n <div class=\"content\">\r\n <div class=\"learning-contents-image\">\r\n <a href=\"https:\/\/excel-erasmus.eu\/Flipbooks\/M4_Debt and risk management_PL\/index.html\" target=\"_blank\" rel=\"noopener\">\r\n <img decoding=\"async\" src=\"https:\/\/excel-erasmus.eu\/wp-content\/uploads\/2025\/10\/EXCEL_WP2_M4-flipbook_PL.png\" alt=\"Learning Contents and Resources\" style=\"width: 100%; height: auto;\">\r\n <\/a>\r\n <\/div>\r\n <a href=\"https:\/\/excel-erasmus.eu\/Flipbooks\/M4_Debt and risk management_PL\/index.html\" class=\"learning-contents-button\" target=\"_blank\" rel=\"noopener\">\r\n Dost\u0119p do materia\u0142\u00f3w edukacyjnych\r\n <\/a>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"feature-card\">\r\n <div class=\"content\">\r\n <i class=\"fas fa-chart-bar\"><\/i>\r\n <h3>Infografika praktyczna<\/h3>\r\n <p>Podejmij dzia\u0142ania na rzecz odpowiedzialnego bud\u017cetowania i decyzji finansowych, aby wspiera\u0107 swoj\u0105 przedsi\u0119biorcz\u0105 drog\u0119<\/p>\r\n <div class=\"learning-contents-section\">\r\n <div class=\"learning-contents-card\">\r\n <div class=\"content\">\r\n <div class=\"learning-contents-image\">\r\n <a href=\"https:\/\/excel-erasmus.eu\/wp-content\/uploads\/2025\/10\/EXCEL_WP2_A2.3_M4_Infographic_PL-.pdf\" target=\"_blank\" rel=\"noopener\">\r\n <img decoding=\"async\" src=\"https:\/\/excel-erasmus.eu\/wp-content\/uploads\/2025\/10\/EXCEL_WP2_A2.3_M4_Infographic_PL-e1761849169806.png\" alt=\"Hands-on Infographic\" style=\"width: 100%; height: auto;\">\r\n <\/a>\r\n <\/div>\r\n <a href=\"https:\/\/excel-erasmus.eu\/wp-content\/uploads\/2025\/10\/EXCEL_WP2_A2.3_M4_Infographic_PL-.pdf\" class=\"learning-contents-button\" target=\"_blank\" rel=\"noopener\">\r\n Zobacz infografik\u0119\r\n <\/a>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <!-- Container para o flipbook -->\r\n <div class=\"flipbook-container\" id=\"flipbookContainer\">\r\n <div class=\"flipbook-viewer\" id=\"flipbookViewer\">\r\n <iframe id=\"pdfFrame\" style=\"width: 100%; height: 100%; border: none;\"><\/iframe>\r\n <\/div>\r\n <button class=\"flipbook-button\" onclick=\"closeFlipbook()\" style=\"position: absolute; top: 20px; right: 20px;\">Zamknij<\/button>\r\n <\/div>\r\n\r\n <!-- Modal para V\u00eddeo -->\r\n <div class=\"video-container\" id=\"videoContainer\">\r\n <div class=\"video-viewer\" id=\"videoViewer\">\r\n <iframe id=\"videoFrame\" style=\"width: 100%; height: 100%; border: none;\"><\/iframe>\r\n <\/div>\r\n <button class=\"flipbook-button\" onclick=\"closeVideo()\" style=\"position: absolute; top: 20px; right: 20px;\">Zamknij<\/button>\r\n <\/div>\r\n\r\n <!-- Modal para Infogr\u00e1fico -->\r\n <div class=\"infographic-container\" id=\"infographicContainer\">\r\n <div class=\"infographic-viewer\" id=\"infographicViewer\">\r\n <img id=\"infographicImage\" style=\"max-width: 100%; height: auto;\">\r\n <\/div>\r\n <button class=\"flipbook-button\" onclick=\"closeInfographic()\" style=\"position: absolute; top: 20px; right: 20px;\">Zamknij<\/button>\r\n <\/div>\r\n\r\n <!-- Escape Room Section -->\r\n <div id=\"escapeRoomModal\" class=\"modal\">\r\n <div class=\"modal-content\">\r\n <span class=\"close-modal\" onclick=\"closeEscapeRoom()\">×<\/span>\r\n <h2>Wyj\u015bcie z pu\u0142apki zad\u0142u\u017cenia: jak unikn\u0105\u0107 pu\u0142apki zad\u0142u\u017cenia<\/h2>\r\n <div class=\"progress-bar\">\r\n <div class=\"progress\" id=\"escapeProgress\"><\/div>\r\n <\/div>\r\n <div id=\"escapeContent\">\r\n <div class=\"story-section\">\r\n <div class=\"story-text\">\r\n <p>Jeste\u015b pocz\u0105tkuj\u0105c\u0105 przedsi\u0119biorczyni\u0105 prowadz\u0105c\u0105 swoj\u0105 pierwsz\u0105 firm\u0119. Nag\u0142y spadek dochod\u00f3w wywar\u0142 presj\u0119 na Twoje finanse. Musisz podj\u0105\u0107 w\u0142a\u015bciwe decyzje, aby chroni\u0107 swoj\u0105 firm\u0119, renegocjowa\u0107 warunki z wierzycielami i zaplanowa\u0107 kolejny krok. Rozwi\u0105\u017c ka\u017cde wyzwanie, aby i\u015b\u0107 naprz\u00f3d i odzyska\u0107 kontrol\u0119.<\/p>\r\n <\/div>\r\n <div class=\"challenge\">\r\n <h4>WYZWANIE 1: Znajomo\u015b\u0107 liczb<\/h4>\r\n <p>Pytanie \u2013 Kt\u00f3ry wska\u017anik pomaga oceni\u0107 zdolno\u015b\u0107 do sp\u0142aty zobowi\u0105za\u0144 kr\u00f3tkoterminowych?<\/p>\r\n <div class=\"puzzle-options\" id=\"puzzle1Options\">\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(1, 1, this)\">Wska\u017anik bie\u017c\u0105cej p\u0142ynno\u015bci<\/button>\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(1, 2, this)\">Mar\u017ca zysku netto<\/button>\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(1, 3, this)\">Pokrycie odsetek<\/button>\r\n <\/div>\r\n <button class=\"download-btn\" onclick=\"checkPuzzle(1)\">Sprawd\u017a odpowied\u017a<\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"story-section\" style=\"display: none;\">\r\n <div class=\"challenge\">\r\n <h4>WYZWANIE 2: Zidentyfikuj ryzyko<\/h4>\r\n <p>Pytanie \u2013 Jaki jest przyk\u0142ad zewn\u0119trznego ryzyka finansowego?<\/p>\r\n <div class=\"puzzle-options\" id=\"puzzle2Options\">\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(2, 1, this)\">Niekompletna ksi\u0119gowo\u015b\u0107<\/button>\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(2, 2, this)\">S\u0142abe \u015bledzenie zapas\u00f3w<\/button>\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(2, 3, this)\">Op\u00f3\u017anienia dostawc\u00f3w<\/button>\r\n <\/div>\r\n <button class=\"download-btn\" onclick=\"checkPuzzle(2)\">Sprawd\u017a odpowied\u017a<\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"story-section\" style=\"display: none;\">\r\n <div class=\"challenge\">\r\n <h4>WYZWANIE 3: Wybieraj m\u0105drze<\/h4>\r\n <p>Pytanie \u2013 Kt\u00f3ry spos\u00f3b na pokrycie luki w got\u00f3wce jest obarczony wysokim ryzykiem?<\/p>\r\n <div class=\"puzzle-options\" id=\"puzzle3Options\">\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(3, 1, this)\">Korzystanie z karty kredytowej<\/button>\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(3, 2, this)\">Renegocjacja warunk\u00f3w p\u0142atno\u015bci<\/button>\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(3, 3, this)\">Ubieganie si\u0119 o ma\u0142\u0105 po\u017cyczk\u0119 kr\u00f3tkoterminow\u0105<\/button>\r\n <\/div>\r\n <button class=\"download-btn\" onclick=\"checkPuzzle(3)\">Sprawd\u017a odpowied\u017a<\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"story-section\" style=\"display: none;\">\r\n <div class=\"challenge\">\r\n <h4>WYZWANIE 4: Restrukturyzacja czy niewyp\u0142acalno\u015b\u0107?<\/h4>\r\n <p>Pytanie \u2013 Co powinna\u015b zrobi\u0107, je\u015bli wiesz, \u017ce nie dokonasz p\u0142atno\u015bci?<\/p>\r\n <div class=\"puzzle-options\" id=\"puzzle4Options\">\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(4, 1, this)\">Poczekaj, a\u017c d\u0142u\u017cnicy si\u0119 odezw\u0105<\/button>\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(4, 2, this)\">Skontaktuj si\u0119 ze swoim po\u017cyczkodawc\u0105 jak najwcze\u015bniej<\/button>\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(4, 3, this)\">Zignoruj sytuacj\u0119<\/button>\r\n <\/div>\r\n <button class=\"download-btn\" onclick=\"checkPuzzle(4)\">Sprawd\u017a odpowied\u017a<\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"story-section\" style=\"display: none;\">\r\n <div class=\"challenge\">\r\n <h4>WYZWANIE 5: Interpretacja danych<\/h4>\r\n <p>Pytanie \u2013 Wska\u017anik zad\u0142u\u017cenia do kapita\u0142u w\u0142asnego wynosi 2,33. Co to oznacza?<\/p>\r\n <div class=\"puzzle-options\" id=\"puzzle5Options\">\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(5, 1, this)\">Du\u017ce uzale\u017cnienie od d\u0142ugu<\/button>\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(5, 2, this)\">Jeste\u015b wolna od d\u0142ug\u00f3w<\/button>\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(5, 3, this)\">Wysoka p\u0142ynno\u015b\u0107<\/button>\r\n <\/div>\r\n <button class=\"download-btn\" onclick=\"checkPuzzle(5)\">Sprawd\u017a odpowied\u017a<\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"story-section\" style=\"display: none;\">\r\n <div class=\"challenge\">\r\n <h4>WYZWANIE 6: Mapowanie ryzyka<\/h4>\r\n <p>Pytanie \u2013 Jakie dwa elementy s\u0105 oceniane w matrycy ryzyka?<\/p>\r\n <div class=\"puzzle-options\" id=\"puzzle6Options\">\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(6, 1, this)\">Przychody i wydatki<\/button>\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(6, 2, this)\">Prawdopodobie\u0144stwo i wp\u0142yw<\/button>\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(6, 3, this)\">Koszt i zysk<\/button>\r\n <\/div>\r\n <button class=\"download-btn\" onclick=\"checkPuzzle(6)\">Sprawd\u017a odpowied\u017a<\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"story-section\" style=\"display: none;\">\r\n <div class=\"challenge\">\r\n <h4>WYZWANIE 7: Wyb\u00f3r odpowiedniego narz\u0119dzia<\/h4>\r\n <p>Pytanie \u2013 Jakie korzy\u015bci daje leasing sprz\u0119tu?<\/p>\r\n <div class=\"puzzle-options\" id=\"puzzle7Options\">\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(7, 1, this)\">Nie jest wymagany \u017caden zakup z g\u00f3ry<\/button>\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(7, 2, this)\">Zwi\u0119ksza stan w\u0142asno\u015bci<\/button>\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(7, 3, this)\">Usuwa wszelkie ryzyko finansowe<\/button>\r\n <\/div>\r\n <button class=\"download-btn\" onclick=\"checkPuzzle(7)\">Sprawd\u017a odpowied\u017a<\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"story-section\" style=\"display: none;\">\r\n <div class=\"challenge\">\r\n <h4>WYZWANIE 8: Planowanie z wyprzedzeniem<\/h4>\r\n <p>Pytanie \u2013 Jaki jest cel planu awaryjnego?<\/p>\r\n <div class=\"puzzle-options\" id=\"puzzle8Options\">\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(8, 1, this)\">Aby unikn\u0105\u0107 \u015bledzenia wydatk\u00f3w<\/button>\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(8, 2, this)\">Aby zwi\u0119kszy\u0107 wydatki na marketing<\/button>\r\n <button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(8, 3, this)\">Aby odpowiedzie\u0107 na nieoczekiwane wyzwania<\/button>\r\n <\/div>\r\n <button class=\"download-btn\" onclick=\"checkPuzzle(8)\">Sprawd\u017a odpowied\u017a<\/button>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"escape-room\">\r\n <h2>Escape Room<\/h2>\r\n <p>Sprawd\u017a siebie i swoje zrozumienie w naszym cyfrowym pokoju zagadek, zastanawiaj\u0105c si\u0119 nad swoj\u0105 wiedz\u0105 i do\u015bwiadczeniem z poprzednich modu\u0142\u00f3w<\/p>\r\n <button class=\"download-btn\" onclick=\"enterEscapeRoom()\">\r\n <i class=\"fas fa-door-open\"><\/i> Wejd\u017a do Escape Roomu\r\n <\/button>\r\n <\/div>\r\n\r\n <div class=\"quiz-section\">\r\n <h2>Przetestuj swoj\u0105 wiedz\u0119<\/h2>\r\n <button class=\"download-btn\" onclick=\"startQuiz()\">\r\n <i class=\"fas fa-play\"><\/i> Rozpocznij test\r\n <\/button>\r\n <\/div>\r\n\r\n <!-- Quiz Section -->\r\n <div id=\"quizModal\" class=\"modal\">\r\n <div class=\"modal-content\">\r\n <span class=\"close-modal\" onclick=\"closeQuiz()\">×<\/span>\r\n <h2>Test z wiedzy finansowej<\/h2>\r\n <div class=\"progress-bar\">\r\n <div class=\"progress\" id=\"quizProgress\"><\/div>\r\n <\/div>\r\n <div id=\"quizContent\">\r\n <div class=\"quiz-question\">\r\n <h3>Pytanie 1 \u2013 Kt\u00f3ra opcja wi\u0105\u017ce si\u0119 z regularnymi sp\u0142atami wraz z odsetkami?<\/h3>\r\n <div class=\"quiz-options\">\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(1, 1)\">Finansowanie d\u0142u\u017cne<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(1, 2)\">Finansowanie kapita\u0142owe<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(1, 3)\">Dotacje<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(1, 4)\">Nagrody za finansowanie spo\u0142eczno\u015bciowe<\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"quiz-question\" style=\"display: none;\">\r\n <h3>Pytanie 2 \u2013 Czym jest ryzyko p\u0142ynno\u015bci?<\/h3>\r\n <div class=\"quiz-options\">\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(2, 1)\">Rosn\u0105ce stopy procentowe<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(2, 2)\">Ceny zmieniaj\u0105 si\u0119 szybko<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(2, 3)\">Nie mo\u017cna dokona\u0107 p\u0142atno\u015bci kr\u00f3tkoterminowych<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(2, 4)\">Klient nie p\u0142aci<\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"quiz-question\" style=\"display: none;\">\r\n <h3>Pytanie 3 \u2013 Dlaczego warto korzysta\u0107 z planu awaryjnego?<\/h3>\r\n <div class=\"quiz-options\">\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(3, 1)\">Aby reagowa\u0107 na nieoczekiwane problemy finansowe<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(3, 2)\">W celu podwy\u017cszenia podatk\u00f3w<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(3, 3)\">By zatrudni\u0107 wi\u0119cej pracownik\u00f3w<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(3, 4)\">Aby podnie\u015b\u0107 ceny produkt\u00f3w<\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"quiz-question\" style=\"display: none;\">\r\n <h3>Pytanie 4 \u2013 Co pokazuje wska\u017anik p\u0142ynno\u015bci bie\u017c\u0105cej?<\/h3>\r\n <div class=\"quiz-options\">\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(4, 1)\">Wydajno\u015b\u0107 pracownik\u00f3w<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(4, 2)\">Mo\u017cliwo\u015b\u0107 sp\u0142aty zobowi\u0105za\u0144 kr\u00f3tkoterminowych<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(4, 3)\">Zwrot z marketingu<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(4, 4)\">Reputacja biznesowa<\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"quiz-question\" style=\"display: none;\">\r\n <h3>Pytanie 5 \u2013 Co nale\u017cy zrobi\u0107, je\u015bli spodziewasz si\u0119 problem\u00f3w z got\u00f3wk\u0105?<\/h3>\r\n <div class=\"quiz-options\">\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(5, 1)\">Po\u017cycz wi\u0119cej natychmiast<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(5, 2)\">Unikaj przegl\u0105dania finans\u00f3w<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(5, 3)\">Op\u00f3\u017anij wszystkie p\u0142atno\u015bci<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(5, 4)\">Porozmawiaj z po\u017cyczkodawcami na wczesnym etapie<\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"quiz-question\" style=\"display: none;\">\r\n <h3>Pytanie 6 \u2013 W jaki spos\u00f3b mo\u017cesz wspiera\u0107 \u015bwiadomo\u015b\u0107 zad\u0142u\u017cenia zespo\u0142u?<\/h3>\r\n <div class=\"quiz-options\">\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(6, 1)\">Udost\u0119pniaj narz\u0119dzia finansowe i szkolenia<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(6, 2)\">Zachowaj wszystkie informacje o d\u0142ugach w tajemnicy<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(6, 3)\">Pozw\u00f3l, aby tylko mened\u017cerowie planowali przep\u0142ywy pieni\u0119\u017cne<\/div>\r\n <div class=\"quiz-option\" onclick=\"checkAnswer(6, 4)\">Unikaj rozm\u00f3w o pieni\u0105dzach<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"tools-section\">\r\n <div class=\"tool-card\">\r\n <h3><i class=\"fas fa-sticky-note\"><\/i> Notatki osobiste<\/h3>\r\n <p>R\u00f3b notatki podczas swojej nauki<\/p>\r\n <div class=\"notes-container\">\r\n <textarea class=\"notes-input\" id=\"notesInput\" placeholder=\"Zapisz tutaj swoje notatki...\"><\/textarea>\r\n <div class=\"notes-actions\">\r\n <button class=\"notes-btn\" onclick=\"saveNote()\">\r\n <i class=\"fas fa-save\"><\/i> Zapisz notatki\r\n <\/button>\r\n <button class=\"notes-btn\" onclick=\"downloadNotes()\">\r\n <i class=\"fas fa-download\"><\/i> Pobierz notatki\r\n <\/button>\r\n <\/div>\r\n <div class=\"notes-list\" id=\"notesList\"><\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"tool-card\">\r\n <h3><i class=\"fas fa-road\"><\/i> Kontynuuj swoj\u0105 podr\u00f3\u017c edukacyjn\u0105<\/h3>\r\n <p>Co dalej w Twojej podr\u00f3\u017cy? Przejd\u017a i wybierz nowy modu\u0142<\/p>\r\n <div class=\"timeline\">\r\n <div class=\"timeline-item\">\r\n <div class=\"timeline-content\"> \r\n <p><a href=\"https:\/\/excel-erasmus.eu\/pl\/modul-1-budzetowanie-i-planowanie-finansowe\/\" target=\"_blank\" rel=\"noopener\">Bud\u017cetowanie i planowanie finansowe<\/a><\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"timeline-item\">\r\n <div class=\"timeline-content\">\r\n <p><a href=\"https:\/\/excel-erasmus.eu\/pl\/zrozumienie-sprawozdan-finansowych\/\" target=\"_blank\" rel=\"noopener\">Zrozumienie sprawozda\u0144 finansowych<\/a><\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"timeline-item\">\r\n <div class=\"timeline-content\">\r\n <p><a href=\"https:\/\/excel-erasmus.eu\/pl\/wiedza-inwestycyjna\/\" target=\"_blank\" rel=\"noopener\">Wiedza inwestycyjna<\/a><\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"timeline-item\">\r\n <div class=\"timeline-content\">\r\n <p><a href=\"https:\/\/excel-erasmus.eu\/pl\/zarzadzanie-dlugiem-i-ryzykiem\/\" target=\"_blank\" rel=\"noopener\">Zarz\u0105dzanie d\u0142ugiem i ryzykiem<\/a><\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"timeline-item\">\r\n <div class=\"timeline-content\">\r\n <p><a href=\"https:\/\/excel-erasmus.eu\/pl\/zrownowazone-finanse-dla-strategicznych-decyzji-finansowych\/\" target=\"_blank\" rel=\"noopener\">Zr\u00f3wnowa\u017cone finanse dla strategicznych decyzji finansowych<\/a><\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <script>\r\n let currentQuestion = 1;\r\n let score = 0;\r\n let currentPuzzle = 1;\r\n let escapeProgress = 0;\r\n const totalQuestions = 6;\r\n const totalPuzzles = 8;\r\n let selectedAnswers = {}; \/\/ Para armazenar as respostas selecionadas\r\n\r\n function startQuiz() {\r\n document.getElementById('quizModal').style.display = 'flex';\r\n showQuestion(1);\r\n updateQuizProgress();\r\n }\r\n\r\n function showQuestion(number) {\r\n document.querySelectorAll('.quiz-question').forEach(q => q.style.display = 'none');\r\n document.querySelector(`.quiz-question:nth-child(${number})`).style.display = 'block';\r\n }\r\n\r\n function checkAnswer(question, answer) {\r\n const options = document.querySelectorAll(`.quiz-question:nth-child(${question}) .quiz-option`);\r\n options.forEach(option => option.style.pointerEvents = 'none');\r\n\r\n const correctAnswers = {\r\n 1: 1, \/\/ 1 \u00e9 a resposta correta para quest\u00e3o 1\r\n 2: 3, \/\/ 3 \u00e9 a resposta correta para quest\u00e3o 2\r\n 3: 1, \/\/ 1 \u00e9 a resposta correta para quest\u00e3o 3\r\n 4: 2, \/\/ 2 \u00e9 a resposta correta para quest\u00e3o 4\r\n 5: 4, \/\/ 4 \u00e9 a resposta correta para quest\u00e3o 5\r\n 6: 1 \/\/ 1 \u00e9 a resposta correta para quest\u00e3o 6\r\n };\r\n\r\n if (answer === correctAnswers[question]) {\r\n score++;\r\n options[answer - 1].classList.add('correct');\r\n } else {\r\n options[answer - 1].classList.add('incorrect');\r\n \/\/ Highlight the correct answer in green when answer is wrong\r\n options[correctAnswers[question] - 1].classList.add('correct');\r\n }\r\n\r\n setTimeout(() => {\r\n \/\/ Always advance to next question regardless of answer\r\n if (currentQuestion < totalQuestions) {\r\n currentQuestion++;\r\n showQuestion(currentQuestion);\r\n options.forEach(option => {\r\n option.classList.remove('correct', 'incorrect');\r\n option.style.pointerEvents = 'auto';\r\n });\r\n } else {\r\n showQuizResults();\r\n }\r\n updateQuizProgress();\r\n }, 1500);\r\n }\r\n\r\n function updateQuizProgress() {\r\n const progress = ((currentQuestion - 1) \/ totalQuestions) * 100;\r\n document.getElementById('quizProgress').style.width = `${progress}%`;\r\n }\r\n\r\n function showQuizResults() {\r\n const quizContent = document.getElementById('quizContent');\r\n quizContent.innerHTML = `\r\n <h3>Koniec quizu!<\/h3>\r\n <p>Tw\u00f3j wynik: ${score}\/${totalQuestions}<\/p>\r\n <button class=\"download-btn\" onclick=\"closeQuiz()\">Zamknij test<\/button>\r\n `;\r\n }\r\n\r\n function enterEscapeRoom() {\r\n document.getElementById('escapeRoomModal').style.display = 'flex';\r\n showPuzzle(1);\r\n updateEscapeProgress();\r\n }\r\n\r\n function showPuzzle(number) {\r\n document.querySelectorAll('.story-section').forEach(section => section.style.display = 'none');\r\n document.querySelector(`.story-section:nth-child(${number})`).style.display = 'block';\r\n }\r\n\r\n function selectPuzzleOption(puzzleId, optionValue, buttonElement) {\r\n \/\/ Remove selected class from all buttons in this puzzle\r\n const puzzleOptions = document.getElementById(`puzzle${puzzleId}Options`);\r\n const allButtons = puzzleOptions.querySelectorAll('.puzzle-option-btn');\r\n allButtons.forEach(btn => btn.classList.remove('selected'));\r\n \r\n \/\/ Add selected class to clicked button\r\n buttonElement.classList.add('selected');\r\n \r\n \/\/ Store the selected answer\r\n selectedAnswers[puzzleId] = optionValue;\r\n }\r\n\r\n function checkPuzzle(puzzle) {\r\n let answer;\r\n let inputElement;\r\n \r\n \/\/ All puzzles are now button-based\r\n if (!selectedAnswers[puzzle]) {\r\n alert('Najpierw wybierz opcj\u0119!');\r\n return;\r\n }\r\n answer = selectedAnswers[puzzle].toString();\r\n inputElement = document.getElementById(`puzzle${puzzle}Options`);\r\n \r\n const correctAnswers = {\r\n 1: '1', \/\/ Current ratio\r\n 2: '3', \/\/ Supplier delays\r\n 3: '1', \/\/ Using a credit card\r\n 4: '2', \/\/ Contact your lender early\r\n 5: '1', \/\/ High reliance on debt\r\n 6: '2', \/\/ Likelihood and impact\r\n 7: '1', \/\/ No upfront purchase needed\r\n 8: '3' \/\/ To respond to unexpected challenges\r\n };\r\n \r\n \/\/ Remove old messages\r\n const oldMsg = inputElement.parentNode.querySelector('.encouragement-message');\r\n if (oldMsg) oldMsg.remove();\r\n\r\n if (answer.toLowerCase() === correctAnswers[puzzle]) {\r\n \/\/ All puzzles are now button-based\r\n const allButtons = inputElement.querySelectorAll('.puzzle-option-btn');\r\n allButtons.forEach(btn => btn.style.pointerEvents = 'none');\r\n \r\n \/\/ Highlight correct button\r\n const correctButton = inputElement.querySelector(`[onclick*=\"selectPuzzleOption(${puzzle}, ${correctAnswers[puzzle]}, this)\"]`);\r\n if (correctButton) {\r\n correctButton.classList.add('correct');\r\n }\r\n \r\n const encouragements = {\r\n 1: \"Dobra robota! Wska\u017anik p\u0142ynno\u015bci bie\u017c\u0105cej jest kluczowy dla zrozumienia Twojej p\u0142ynno\u015bci.\",\r\n 2: \"Dok\u0142adnie! Op\u00f3\u017anienia u dostawc\u00f3w to czynnik zewn\u0119trzny, kt\u00f3ry mo\u017ce zak\u0142\u00f3ci\u0107 przep\u0142ywy pieni\u0119\u017cne.\",\r\n 3: \"Tak, karty kredytowe mog\u0105 by\u0107 przydatne, ale oprocentowanie jest wysokie, a ich nadu\u017cywanie niesie ze sob\u0105 ryzyko.\",\r\n 4: \"\u015awietny ruch! Wczesna komunikacja buduje zaufanie i otwiera nowe mo\u017cliwo\u015bci.\",\r\n 5: \"Zgadza si\u0119! Wska\u017anik zad\u0142u\u017cenia do kapita\u0142u w\u0142asnego powy\u017cej 2 oznacza, \u017ce firma jest w du\u017cej mierze finansowana d\u0142ugiem.\",\r\n 6: \"Tak! Macierze ryzyka oceniaj\u0105 prawdopodobie\u0144stwo wyst\u0105pienia ryzyka i skal\u0119 jego skutk\u00f3w.\",\r\n 7: \"Zgadza si\u0119! Leasing pomaga oszcz\u0119dza\u0107 got\u00f3wk\u0119, unikaj\u0105c du\u017cych zakup\u00f3w.\",\r\n 8: \"Dobra robota! Plan awaryjny zapewnia Ci zabezpieczenie na wypadek finansowych wstrz\u0105s\u00f3w.\"\r\n };\r\n const encouragementDiv = document.createElement('div');\r\n encouragementDiv.className = 'encouragement-message';\r\n encouragementDiv.style.fontSize = '1.25rem';\r\n encouragementDiv.style.marginBottom = '1rem';\r\n encouragementDiv.style.background = '#e8f5e9';\r\n encouragementDiv.style.color = '#222';\r\n encouragementDiv.innerHTML = `\r\n <div class=\"encouragement-content\">\r\n <i class=\"fas fa-star\"><\/i>\r\n <p><b><\/b> ${encouragements[puzzle]}<\/p>\r\n <\/div>\r\n `;\r\n \/\/ Display above the button\r\n inputElement.parentNode.insertBefore(encouragementDiv, inputElement.nextSibling);\r\n if (currentPuzzle < totalPuzzles) {\r\n currentPuzzle++;\r\n setTimeout(() => {\r\n showPuzzle(currentPuzzle);\r\n }, 2500);\r\n } else {\r\n setTimeout(() => {\r\n showEscapeResults();\r\n }, 2500);\r\n }\r\n escapeProgress = (currentPuzzle \/ totalPuzzles) * 100;\r\n updateEscapeProgress();\r\n } else {\r\n \/\/ All puzzles are now button-based\r\n const allButtons = inputElement.querySelectorAll('.puzzle-option-btn');\r\n allButtons.forEach(btn => btn.style.pointerEvents = 'none');\r\n \r\n \/\/ Highlight incorrect button\r\n const selectedButton = inputElement.querySelector('.puzzle-option-btn.selected');\r\n if (selectedButton) {\r\n selectedButton.classList.add('incorrect');\r\n }\r\n \r\n const tryAgainMessages = {\r\n 1: \"Nie do ko\u0144ca. Prawid\u0142owa odpowied\u017a to wska\u017anik bie\u017c\u0105cej p\u0142ynno\u015bci \u2013 pokazuje on, jak dobrze mo\u017cna sp\u0142aci\u0107 zobowi\u0105zania kr\u00f3tkoterminowe.\",\r\n 2: \"Spr\u00f3buj ponownie. Problemy wewn\u0119trzne maj\u0105 znaczenie, ale op\u00f3\u017anienia dostawc\u00f3w stanowi\u0105 ryzyko zewn\u0119trzne.\",\r\n 3: \"Ta opcja jest zazwyczaj mniej ryzykowna. Karty kredytowe s\u0105 bardziej ryzykownym wyborem.\",\r\n 4: \"Wczesne dzia\u0142anie pomaga zapobiec szkodom. Zawsze kontaktuj si\u0119 z wierzycielami przed zw\u0142ok\u0105.\",\r\n 5: \"Przeanalizuj wska\u017aniki finansowe \u2013 relacja d\u0142ugu do kapita\u0142u w\u0142asnego odzwierciedla d\u017awigni\u0119, a nie p\u0142ynno\u015b\u0107.\",\r\n 6: \"Nie do ko\u0144ca \u2013 ocena ryzyka koncentruje si\u0119 na prawdopodobie\u0144stwie i wp\u0142ywie.\",\r\n 7: \"Leasing nie zapewnia w\u0142asno\u015bci i nie eliminuje ryzyka \u2013 pomaga zarz\u0105dza\u0107 kosztami.\",\r\n 8: \"Nie do ko\u0144ca \u2013 planowanie awaryjne polega na przygotowaniu si\u0119 na niepewno\u015b\u0107.\"\r\n };\r\n const encouragementDiv = document.createElement('div');\r\n encouragementDiv.className = 'encouragement-message';\r\n encouragementDiv.style.background = 'rgba(255,139,210,0.1)';\r\n encouragementDiv.style.fontSize = '1.1rem';\r\n encouragementDiv.innerHTML = `\r\n <div class=\"encouragement-content\">\r\n <i class=\"fas fa-heart\"><\/i>\r\n <p>${tryAgainMessages[puzzle]}<\/p>\r\n <\/div>\r\n `;\r\n inputElement.parentNode.insertBefore(encouragementDiv, inputElement.nextSibling);\r\n \r\n \/\/ Reset after 4 seconds to allow retry\r\n setTimeout(() => {\r\n const allButtons = inputElement.querySelectorAll('.puzzle-option-btn');\r\n allButtons.forEach(btn => {\r\n btn.classList.remove('correct', 'incorrect', 'selected');\r\n btn.style.pointerEvents = 'auto';\r\n });\r\n \/\/ Clear selected answer\r\n selectedAnswers[puzzle] = null;\r\n encouragementDiv.remove();\r\n }, 4000);\r\n }\r\n }\r\n\r\n function updateEscapeProgress() {\r\n document.getElementById('escapeProgress').style.width = `${escapeProgress}%`;\r\n }\r\n\r\n function showEscapeResults() {\r\n const escapeContent = document.getElementById('escapeContent');\r\n escapeContent.innerHTML = `\r\n <div class=\"story-section\">\r\n <div class=\"story-text\">\r\n <h3>Congratulations! You escaped the debt trap and protected your business. You have applied key concepts of risk management and financial planning. Keep using these tools to make informed decisions and stay resilient. Explore the module again to reinforce your skills.<\/p>\r\n <div class=\"achievement-badge\">\r\n <i class=\"fas fa-trophy\"><\/i>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <button class=\"download-btn\" onclick=\"closeEscapeRoom()\">Close Adventure<\/button>\r\n `;\r\n }\r\n\r\n function closeEscapeRoom() {\r\n document.getElementById('escapeRoomModal').style.display = 'none';\r\n currentPuzzle = 1;\r\n escapeProgress = 0;\r\n updateEscapeProgress();\r\n selectedAnswers = {};\r\n \r\n \/\/ Reset button options\r\n document.querySelectorAll('.puzzle-option-btn').forEach(btn => {\r\n btn.classList.remove('selected', 'correct', 'incorrect');\r\n btn.style.pointerEvents = 'auto';\r\n });\r\n }\r\n\r\n function closeQuiz() {\r\n document.getElementById('quizModal').style.display = 'none';\r\n currentQuestion = 1;\r\n score = 0;\r\n updateQuizProgress();\r\n document.querySelectorAll('.quiz-option').forEach(option => {\r\n option.classList.remove('correct', 'incorrect');\r\n option.style.pointerEvents = 'auto';\r\n });\r\n }\r\n\r\n \/\/ Existing animations and event listeners\r\n document.addEventListener('DOMContentLoaded', function() {\r\n const observer = new IntersectionObserver((entries) => {\r\n entries.forEach(entry => {\r\n if (entry.isIntersecting) {\r\n entry.target.style.opacity = 1;\r\n entry.target.style.transform = 'translateY(0)';\r\n }\r\n });\r\n });\r\n\r\n document.querySelectorAll('.feature-card').forEach(card => {\r\n card.style.opacity = 0;\r\n card.style.transform = 'translateY(20px)';\r\n card.style.transition = 'all 0.5s ease-out';\r\n observer.observe(card);\r\n });\r\n });\r\n\r\n \/\/ Add to existing script\r\n window.addEventListener('scroll', function() {\r\n const winScroll = document.body.scrollTop || document.documentElement.scrollTop;\r\n const height = document.documentElement.scrollHeight - 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