{"id":1361,"date":"2025-03-24T17:45:04","date_gmt":"2025-03-24T17:45:04","guid":{"rendered":"https:\/\/excel-erasmus.eu\/?page_id=1361"},"modified":"2025-12-02T16:15:56","modified_gmt":"2025-12-02T16:15:56","slug":"debt-and-risk-management","status":"publish","type":"page","link":"https:\/\/excel-erasmus.eu\/pt\/gestao-da-divida-e-do-risco\/","title":{"rendered":"Gest\u00e3o da d\u00edvida e do risco"},"content":{"rendered":"\t\t
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\n\t\t\t\t\t\r\n\r\n\r\n \r\n \r\n Gest\u00e3o da d\u00edvida e do risco<\/title>\r\n <link rel=\"stylesheet\" href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.0.0\/css\/all.min.css\">\r\n <style>\r\n :root {\r\n --white: #ffffff;\r\n --black: #000000;\r\n --yellow: #ffde59;\r\n --pink: #ff8bd2;\r\n --blue: #5ce1e6;\r\n }\r\n\r\n * {\r\n margin: 0;\r\n padding: 0;\r\n box-sizing: border-box;\r\n font-family: Verdana, Geneva, Tahoma, sans-serif;\r\n }\r\n\r\n html, body {\r\n width: 100%;\r\n overflow-x: hidden;\r\n margin: 0;\r\n padding: 0;\r\n background-color: #f5f5f5;\r\n min-height: 100vh;\r\n display: flex;\r\n flex-direction: column;\r\n scroll-behavior: smooth;\r\n }\r\n\r\n body {\r\n color: var(--black);\r\n position: relative;\r\n }\r\n\r\n .container {\r\n width: 100%;\r\n max-width: 1200px;\r\n margin: 0 auto;\r\n padding: 2rem;\r\n box-sizing: border-box;\r\n display: flex;\r\n flex-direction: column;\r\n gap: 3rem;\r\n }\r\n\r\n .page-title {\r\n text-align: center;\r\n color: var(--black);\r\n font-size: 2.5rem;\r\n padding: 2rem;\r\n background: var(--yellow);\r\n border-radius: 15px;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n margin: 0;\r\n }\r\n\r\n .page-subtitle {\r\n text-align: center;\r\n color: var(--black);\r\n font-size: 1.2rem;\r\n padding: 1rem;\r\n background: rgba(255,255,255,0.9);\r\n border-radius: 10px;\r\n box-shadow: 0 2px 10px rgba(0,0,0,0.05);\r\n margin: 0;\r\n }\r\n\r\n .video-section {\r\n width: 100%;\r\n margin-bottom: 3rem;\r\n background: rgba(255,255,255,0.95);\r\n border-radius: 15px;\r\n padding: 2rem;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n }\r\n\r\n .video-card {\r\n max-width: 800px;\r\n margin: 0 auto;\r\n text-align: center;\r\n display: flex;\r\n flex-direction: column;\r\n gap: 2rem;\r\n }\r\n\r\n .video-player-container {\r\n position: relative;\r\n width: 100%;\r\n max-width: 800px;\r\n margin: 0 auto;\r\n border-radius: 15px;\r\n overflow: hidden;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n }\r\n\r\n .video-player-container video {\r\n width: 100%;\r\n height: auto;\r\n display: block;\r\n border-radius: 15px;\r\n }\r\n\r\n .video-description {\r\n text-align: center;\r\n padding: 1rem;\r\n color: var(--black);\r\n font-size: 1.1rem;\r\n line-height: 1.6;\r\n }\r\n\r\n .video-controls {\r\n display: flex;\r\n justify-content: center;\r\n gap: 1rem;\r\n margin-top: 1rem;\r\n }\r\n\r\n .video-controls button {\r\n padding: 0.8rem 1.5rem;\r\n border: none;\r\n border-radius: 25px;\r\n background: var(--blue);\r\n color: var(--white);\r\n cursor: pointer;\r\n transition: all 0.3s ease;\r\n display: flex;\r\n align-items: center;\r\n gap: 0.5rem;\r\n }\r\n\r\n .video-controls button:hover {\r\n background: var(--pink);\r\n transform: translateY(-2px);\r\n }\r\n\r\n .resources-section {\r\n width: 100%;\r\n }\r\n\r\n .features-grid {\r\n display: grid;\r\n grid-template-columns: repeat(2, 1fr);\r\n gap: 3rem;\r\n width: 100%;\r\n margin: 0;\r\n }\r\n\r\n .features-grid:last-child {\r\n grid-template-columns: repeat(2, 1fr);\r\n margin-bottom: 0;\r\n width: 100%;\r\n }\r\n\r\n .features-grid:last-child .feature-card {\r\n width: 100%;\r\n margin: 0;\r\n }\r\n\r\n .video-card {\r\n grid-column: 1 \/ -1;\r\n max-width: 800px;\r\n margin: 0 auto;\r\n }\r\n\r\n .feature-card {\r\n background-color: rgba(255,255,255,0.95);\r\n border: 2px solid var(--yellow);\r\n border-radius: 15px;\r\n padding: 2rem;\r\n text-align: center;\r\n transition: all 0.3s ease;\r\n display: flex;\r\n flex-direction: column;\r\n gap: 2rem;\r\n height: 100%;\r\n }\r\n\r\n .feature-card::before {\r\n content: '';\r\n position: absolute;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 5px;\r\n background: linear-gradient(90deg, var(--yellow), var(--pink));\r\n }\r\n\r\n .feature-card:hover {\r\n transform: translateY(-10px);\r\n box-shadow: 0 8px 25px rgba(0,0,0,0.15);\r\n }\r\n\r\n .feature-card .content {\r\n flex: 1;\r\n display: flex;\r\n flex-direction: column;\r\n align-items: center;\r\n justify-content: center;\r\n gap: 1rem;\r\n }\r\n\r\n .feature-card i {\r\n font-size: 3rem;\r\n color: var(--pink);\r\n margin-bottom: 1rem;\r\n transition: transform 0.3s ease;\r\n }\r\n\r\n .feature-card:hover i {\r\n transform: scale(1.1);\r\n }\r\n\r\n .feature-card h3 {\r\n color: var(--black);\r\n margin-bottom: 1rem;\r\n font-size: 1.4rem;\r\n font-weight: bold;\r\n }\r\n\r\n .feature-card p {\r\n color: var(--black);\r\n line-height: 1.6;\r\n font-size: 1rem;\r\n margin-bottom: 1.5rem;\r\n flex-grow: 1;\r\n }\r\n\r\n .feature-card img {\r\n width: 100%;\r\n max-width: 180px;\r\n height: auto;\r\n margin: 1rem 0;\r\n border-radius: 10px;\r\n object-fit: cover;\r\n }\r\n\r\n .download-btn {\r\n background: var(--blue);\r\n color: var(--white);\r\n padding: 1rem 2rem;\r\n border: none;\r\n border-radius: 25px;\r\n cursor: pointer;\r\n font-size: 1.1rem;\r\n transition: all 0.3s ease;\r\n width: auto;\r\n max-width: 100%;\r\n box-sizing: border-box;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n text-transform: uppercase;\r\n letter-spacing: 1px;\r\n font-weight: bold;\r\n }\r\n\r\n .download-btn i {\r\n color: var(--white);\r\n }\r\n\r\n .download-btn:hover {\r\n transform: translateY(-2px);\r\n box-shadow: 0 6px 20px rgba(0,0,0,0.15);\r\n background: var(--yellow);\r\n }\r\n\r\n .quiz-container {\r\n background: rgba(255,255,255,0.95);\r\n padding: 2rem;\r\n border-radius: 15px;\r\n margin: 2rem auto;\r\n max-width: 800px;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n }\r\n\r\n .quiz-question {\r\n margin-bottom: 2rem;\r\n padding: 1.5rem;\r\n background: white;\r\n border-radius: 10px;\r\n box-shadow: 0 2px 10px rgba(0,0,0,0.05);\r\n }\r\n\r\n .quiz-options {\r\n display: grid;\r\n gap: 1rem;\r\n margin-top: 1rem;\r\n }\r\n\r\n .quiz-option {\r\n padding: 1rem;\r\n border: 2px solid var(--yellow);\r\n border-radius: 8px;\r\n cursor: pointer;\r\n transition: all 0.3s ease;\r\n position: relative;\r\n overflow: hidden;\r\n }\r\n\r\n .quiz-option::after {\r\n content: '';\r\n position: absolute;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 100%;\r\n background: var(--yellow);\r\n opacity: 0;\r\n transition: opacity 0.3s ease;\r\n z-index: -1;\r\n }\r\n\r\n .quiz-option:hover::after {\r\n opacity: 0.2;\r\n }\r\n\r\n .quiz-option.correct {\r\n background: #4CAF50;\r\n color: white;\r\n border-color: #4CAF50;\r\n }\r\n\r\n .quiz-option.incorrect {\r\n background: #f44336;\r\n color: white;\r\n border-color: #f44336;\r\n }\r\n\r\n .escape-room-container {\r\n background: rgba(255,255,255,0.95);\r\n padding: 2rem;\r\n border-radius: 15px;\r\n margin: 2rem auto;\r\n max-width: 800px;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n }\r\n\r\n .puzzle {\r\n background: white;\r\n padding: 1.5rem;\r\n border-radius: 10px;\r\n margin-bottom: 1.5rem;\r\n box-shadow: 0 2px 10px rgba(0,0,0,0.05);\r\n }\r\n\r\n .puzzle-input {\r\n width: 100%;\r\n max-width: 400px;\r\n padding: 1rem;\r\n margin: 1rem auto;\r\n border: 2px solid var(--yellow);\r\n border-radius: 8px;\r\n font-size: 1.1rem;\r\n transition: all 0.3s ease;\r\n display: block;\r\n text-align: center;\r\n }\r\n\r\n .puzzle-input:focus {\r\n border-color: var(--pink);\r\n outline: none;\r\n box-shadow: 0 0 5px rgba(255,139,210,0.3);\r\n }\r\n\r\n .puzzle-input option {\r\n padding: 0.5rem;\r\n font-size: 1rem;\r\n line-height: 1.4;\r\n word-wrap: break-word;\r\n white-space: normal;\r\n }\r\n\r\n .puzzle-options {\r\n display: flex;\r\n flex-direction: column;\r\n gap: 1rem;\r\n margin: 1rem 0;\r\n }\r\n\r\n .puzzle-option-btn {\r\n padding: 1rem 1.5rem;\r\n border: 2px solid var(--yellow);\r\n border-radius: 8px;\r\n background: white;\r\n color: var(--black);\r\n cursor: pointer;\r\n transition: all 0.3s ease;\r\n font-size: 1rem;\r\n text-align: left;\r\n line-height: 1.4;\r\n word-wrap: break-word;\r\n white-space: normal;\r\n position: relative;\r\n overflow: hidden;\r\n }\r\n\r\n .puzzle-option-btn::after {\r\n content: '';\r\n position: absolute;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 100%;\r\n background: var(--yellow);\r\n opacity: 0;\r\n transition: opacity 0.3s ease;\r\n z-index: -1;\r\n }\r\n\r\n .puzzle-option-btn:hover::after {\r\n opacity: 0.2;\r\n }\r\n\r\n .puzzle-option-btn.selected {\r\n background: var(--yellow);\r\n color: var(--black);\r\n border-color: var(--pink);\r\n transform: translateY(-2px);\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n }\r\n\r\n .puzzle-option-btn.correct {\r\n background: #4CAF50;\r\n color: white;\r\n border-color: #4CAF50;\r\n }\r\n\r\n .puzzle-option-btn.incorrect {\r\n background: #f44336;\r\n color: white;\r\n border-color: #f44336;\r\n }\r\n\r\n .selected-answer {\r\n background: rgba(255, 193, 7, 0.1);\r\n border: 2px solid var(--yellow);\r\n border-radius: 8px;\r\n padding: 1rem;\r\n margin: 1rem 0;\r\n font-size: 1.1rem;\r\n color: var(--dark-gray);\r\n text-align: center;\r\n display: none;\r\n }\r\n\r\n .selected-answer.show {\r\n display: block;\r\n }\r\n\r\n .puzzle-input.correct {\r\n border-color: #4CAF50;\r\n background: #E8F5E9;\r\n }\r\n\r\n .puzzle-input.incorrect {\r\n border-color: #f44336;\r\n background: #FFEBEE;\r\n }\r\n\r\n .progress-bar {\r\n width: 100%;\r\n height: 20px;\r\n background: #eee;\r\n border-radius: 10px;\r\n margin: 1rem 0;\r\n overflow: hidden;\r\n }\r\n\r\n .progress {\r\n width: 0%;\r\n height: 100%;\r\n background: linear-gradient(90deg, var(--yellow), var(--pink));\r\n transition: width 0.3s ease;\r\n }\r\n\r\n .modal {\r\n display: none;\r\n position: fixed;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 100%;\r\n background: rgba(0,0,0,0.8);\r\n z-index: 1000;\r\n justify-content: center;\r\n align-items: center;\r\n }\r\n\r\n .modal-content {\r\n background: white;\r\n padding: 2rem;\r\n border-radius: 15px;\r\n max-width: 1000px;\r\n width: 95%;\r\n text-align: center;\r\n max-height: 90vh;\r\n overflow-y: auto;\r\n position: relative;\r\n margin: 2rem auto;\r\n box-sizing: border-box;\r\n }\r\n\r\n .close-modal {\r\n position: absolute;\r\n top: 1rem;\r\n right: 1rem;\r\n font-size: 1.5rem;\r\n cursor: pointer;\r\n color: var(--black);\r\n }\r\n\r\n @media (max-width: 1024px) {\r\n .container {\r\n padding: 1rem;\r\n }\r\n\r\n .features-grid {\r\n grid-template-columns: repeat(2, 1fr);\r\n }\r\n }\r\n\r\n @media (max-width: 768px) {\r\n .container {\r\n padding: 1rem;\r\n }\r\n \r\n .modal-content {\r\n width: 98%;\r\n padding: 0.8rem;\r\n margin: 0.5rem auto;\r\n max-height: 98vh;\r\n }\r\n\r\n .page-title {\r\n font-size: 2rem;\r\n padding: 1.5rem;\r\n }\r\n\r\n .video-section {\r\n margin-bottom: 2rem;\r\n }\r\n\r\n .video-card {\r\n max-width: 100%;\r\n padding: 1.5rem;\r\n }\r\n\r\n .features-grid {\r\n grid-template-columns: 1fr;\r\n }\r\n\r\n .features-grid:last-child {\r\n grid-template-columns: 1fr;\r\n }\r\n\r\n .video-card {\r\n max-width: 100%;\r\n }\r\n\r\n .feature-card {\r\n padding: 1.5rem;\r\n }\r\n\r\n .feature-card i {\r\n font-size: 2.5rem;\r\n }\r\n\r\n .feature-card h3 {\r\n font-size: 1.2rem;\r\n }\r\n\r\n .feature-card p {\r\n font-size: 0.9rem;\r\n }\r\n\r\n .feature-card img {\r\n max-width: 150px;\r\n }\r\n\r\n .download-btn {\r\n padding: 0.8rem 1.5rem;\r\n font-size: 0.9rem;\r\n }\r\n\r\n .modal-content {\r\n width: 95%;\r\n padding: 1rem;\r\n margin: 1rem auto;\r\n max-height: 95vh;\r\n }\r\n\r\n .story-section {\r\n padding: 1rem;\r\n gap: 1rem;\r\n max-width: 100%;\r\n box-sizing: border-box;\r\n }\r\n\r\n .story-text, .challenge {\r\n padding: 1rem;\r\n }\r\n\r\n .story-text h3, .challenge h4 {\r\n font-size: 1.3rem;\r\n }\r\n\r\n .story-text p, .challenge p, .challenge li {\r\n font-size: 1rem;\r\n word-wrap: break-word;\r\n overflow-wrap: break-word;\r\n }\r\n\r\n .puzzle-input {\r\n max-width: 100%;\r\n min-width: 200px;\r\n font-size: 1rem;\r\n padding: 0.8rem;\r\n }\r\n \r\n .puzzle-input option {\r\n font-size: 0.9rem;\r\n padding: 0.3rem;\r\n line-height: 1.3;\r\n max-width: 100%;\r\n word-wrap: break-word;\r\n white-space: normal;\r\n text-align: left;\r\n }\r\n\r\n .puzzle-options {\r\n gap: 0.8rem;\r\n margin: 0.8rem 0;\r\n }\r\n\r\n .puzzle-option-btn {\r\n padding: 0.8rem 1.2rem;\r\n font-size: 0.9rem;\r\n line-height: 1.3;\r\n }\r\n \r\n .selected-answer {\r\n font-size: 0.9rem;\r\n padding: 0.8rem;\r\n margin: 0.8rem 0;\r\n }\r\n }\r\n\r\n .quiz-section, .escape-room {\r\n background: rgba(255,255,255,0.95);\r\n padding: 2rem;\r\n border-radius: 15px;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n text-align: center;\r\n display: flex;\r\n flex-direction: column;\r\n gap: 1.5rem;\r\n align-items: center;\r\n margin: 4rem 0;\r\n }\r\n\r\n .quiz-section h2, .escape-room h2 {\r\n color: var(--black);\r\n margin-bottom: 1rem;\r\n font-size: 1.8rem;\r\n }\r\n\r\n .quiz-section p, .escape-room p {\r\n color: var(--black);\r\n margin-bottom: 1.5rem;\r\n font-size: 1.1rem;\r\n }\r\n\r\n .progress-indicator {\r\n position: fixed;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 4px;\r\n background: var(--white);\r\n z-index: 1000;\r\n }\r\n\r\n .progress-bar {\r\n height: 100%;\r\n background: linear-gradient(90deg, var(--yellow), var(--pink));\r\n width: 0%;\r\n transition: width 0.3s ease;\r\n }\r\n\r\n .feature-card {\r\n position: relative;\r\n overflow: hidden;\r\n }\r\n\r\n .feature-card::after {\r\n content: '';\r\n position: absolute;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 100%;\r\n background: linear-gradient(45deg, rgba(255,255,255,0.1), transparent);\r\n opacity: 0;\r\n transition: opacity 0.3s ease;\r\n }\r\n\r\n .feature-card:hover::after {\r\n opacity: 1;\r\n }\r\n\r\n .feature-card .content {\r\n position: relative;\r\n z-index: 1;\r\n }\r\n\r\n .feature-card img {\r\n transition: transform 0.5s ease;\r\n }\r\n\r\n .feature-card:hover img {\r\n transform: scale(1.05);\r\n }\r\n\r\n .interactive-tooltip {\r\n position: absolute;\r\n background: var(--white);\r\n padding: 0.5rem 1rem;\r\n border-radius: 8px;\r\n box-shadow: 0 2px 10px rgba(0,0,0,0.1);\r\n font-size: 0.9rem;\r\n opacity: 0;\r\n transform: translateY(10px);\r\n transition: all 0.3s ease;\r\n pointer-events: none;\r\n }\r\n\r\n .feature-card:hover .interactive-tooltip {\r\n opacity: 1;\r\n transform: translateY(0);\r\n }\r\n\r\n .achievement-badge {\r\n position: absolute;\r\n top: 1rem;\r\n right: 1rem;\r\n background: var(--yellow);\r\n color: var(--black);\r\n padding: 0.5rem;\r\n border-radius: 50%;\r\n width: 40px;\r\n height: 40px;\r\n display: flex;\r\n align-items: center;\r\n justify-content: center;\r\n font-size: 1.2rem;\r\n box-shadow: 0 2px 5px rgba(0,0,0,0.1);\r\n }\r\n\r\n .feature-card:hover .achievement-badge {\r\n transform: rotate(360deg);\r\n transition: transform 0.5s ease;\r\n }\r\n\r\n .interactive-button {\r\n position: relative;\r\n overflow: hidden;\r\n }\r\n\r\n .interactive-button::before {\r\n content: '';\r\n position: absolute;\r\n top: 50%;\r\n left: 50%;\r\n width: 0;\r\n height: 0;\r\n background: rgba(255,255,255,0.2);\r\n border-radius: 50%;\r\n transform: translate(-50%, -50%);\r\n transition: width 0.6s ease, height 0.6s ease;\r\n }\r\n\r\n .interactive-button:hover::before {\r\n width: 300px;\r\n height: 300px;\r\n }\r\n\r\n .feature-card .content {\r\n position: relative;\r\n z-index: 2;\r\n }\r\n\r\n .feature-card .content::before {\r\n content: '';\r\n position: absolute;\r\n top: -10px;\r\n left: -10px;\r\n right: -10px;\r\n bottom: -10px;\r\n border: 2px solid transparent;\r\n border-radius: 15px;\r\n transition: border-color 0.3s ease;\r\n }\r\n\r\n .feature-card:hover .content::before {\r\n border-color: var(--pink);\r\n }\r\n\r\n .tools-section {\r\n display: grid;\r\n grid-template-columns: repeat(2, 1fr);\r\n gap: 3rem;\r\n width: 100%;\r\n margin: 4rem 0;\r\n }\r\n\r\n .tool-card {\r\n background: rgba(255,255,255,0.95);\r\n border-radius: 15px;\r\n padding: 2rem;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n transition: all 0.3s ease;\r\n }\r\n\r\n .tool-card:hover {\r\n transform: translateY(-5px);\r\n box-shadow: 0 8px 25px rgba(0,0,0,0.15);\r\n }\r\n\r\n .notes-container {\r\n display: flex;\r\n flex-direction: column;\r\n gap: 1.5rem;\r\n margin-top: 1.5rem;\r\n }\r\n\r\n .notes-input {\r\n width: 100%;\r\n min-height: 200px;\r\n padding: 1rem;\r\n border: 2px solid var(--yellow);\r\n border-radius: 8px;\r\n font-size: 1.1rem;\r\n resize: vertical;\r\n margin-bottom: 1rem;\r\n }\r\n\r\n .notes-actions {\r\n display: flex;\r\n gap: 1rem;\r\n justify-content: flex-end;\r\n }\r\n\r\n .notes-btn {\r\n padding: 0.8rem 1.5rem;\r\n border: none;\r\n border-radius: 8px;\r\n background: var(--blue);\r\n color: var(--white);\r\n font-size: 1rem;\r\n cursor: pointer;\r\n transition: all 0.3s ease;\r\n display: flex;\r\n align-items: center;\r\n gap: 0.5rem;\r\n }\r\n\r\n .notes-btn:hover {\r\n background: var(--pink);\r\n transform: translateY(-2px);\r\n }\r\n\r\n .notes-list {\r\n margin-top: 1rem;\r\n display: flex;\r\n flex-direction: column;\r\n gap: 0.5rem;\r\n }\r\n\r\n .note-item {\r\n background: rgba(255,255,255,0.8);\r\n padding: 1rem;\r\n border-radius: 8px;\r\n border: 1px solid var(--yellow);\r\n display: flex;\r\n justify-content: space-between;\r\n align-items: center;\r\n }\r\n\r\n .note-item:hover {\r\n background: rgba(255,255,255,0.95);\r\n }\r\n\r\n .note-date {\r\n font-size: 0.9rem;\r\n color: var(--black);\r\n opacity: 0.7;\r\n }\r\n\r\n .timeline {\r\n position: relative;\r\n padding: 3rem 0;\r\n }\r\n\r\n .timeline::before {\r\n content: '';\r\n position: absolute;\r\n left: 50%;\r\n transform: translateX(-50%);\r\n width: 2px;\r\n height: 100%;\r\n background: var(--yellow);\r\n }\r\n\r\n .timeline-item {\r\n position: relative;\r\n margin-bottom: 3rem;\r\n width: 50%;\r\n padding-right: 2rem;\r\n }\r\n\r\n .timeline-item:nth-child(even) {\r\n margin-left: 50%;\r\n padding-right: 0;\r\n padding-left: 2rem;\r\n }\r\n\r\n .timeline-content {\r\n background: var(--white);\r\n padding: 1rem;\r\n border-radius: 8px;\r\n box-shadow: 0 2px 10px rgba(0,0,0,0.1);\r\n }\r\n\r\n .timeline-item::before {\r\n content: '';\r\n position: absolute;\r\n right: -6px;\r\n top: 50%;\r\n transform: translateY(-50%);\r\n width: 12px;\r\n height: 12px;\r\n background: var(--pink);\r\n border-radius: 50%;\r\n }\r\n\r\n .timeline-item:nth-child(even)::before {\r\n right: auto;\r\n left: -6px;\r\n }\r\n\r\n .achievements-grid {\r\n display: grid;\r\n grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));\r\n gap: 1rem;\r\n margin-top: 1rem;\r\n }\r\n\r\n .achievement-item {\r\n background: var(--white);\r\n padding: 1rem;\r\n border-radius: 8px;\r\n text-align: center;\r\n transition: all 0.3s ease;\r\n }\r\n\r\n .achievement-item.locked {\r\n opacity: 0.5;\r\n }\r\n\r\n .achievement-item i {\r\n font-size: 2rem;\r\n color: var(--pink);\r\n margin-bottom: 0.5rem;\r\n }\r\n\r\n .achievement-item.unlocked i {\r\n color: var(--yellow);\r\n }\r\n\r\n .story-section {\r\n margin-bottom: 4rem;\r\n padding: 2rem;\r\n background: white;\r\n border-radius: 10px;\r\n box-shadow: 0 2px 10px rgba(0,0,0,0.05);\r\n width: 100%;\r\n box-sizing: border-box;\r\n display: grid;\r\n grid-template-columns: 1fr;\r\n gap: 3rem;\r\n }\r\n\r\n .story-text {\r\n background: rgba(255,255,255,0.9);\r\n padding: 2rem;\r\n border-radius: 8px;\r\n box-shadow: 0 2px 5px rgba(0,0,0,0.05);\r\n text-align: left;\r\n }\r\n\r\n .story-text h3 {\r\n color: var(--pink);\r\n margin-bottom: 1.5rem;\r\n font-size: 1.8rem;\r\n text-align: center;\r\n }\r\n\r\n .story-text p {\r\n margin-bottom: 1.5rem;\r\n font-size: 1.2rem;\r\n color: var(--black);\r\n line-height: 1.8;\r\n }\r\n\r\n .challenge {\r\n background: rgba(255,255,255,0.9);\r\n padding: 2rem;\r\n border-radius: 10px;\r\n border: 2px solid var(--yellow);\r\n display: flex;\r\n flex-direction: column;\r\n gap: 1.5rem;\r\n max-width: 100%;\r\n box-sizing: border-box;\r\n }\r\n\r\n .challenge h4 {\r\n color: var(--black);\r\n margin-bottom: 1.5rem;\r\n font-size: 1.6rem;\r\n text-align: center;\r\n }\r\n\r\n .challenge p {\r\n margin-bottom: 1.5rem;\r\n text-align: left;\r\n font-size: 1.2rem;\r\n line-height: 1.8;\r\n word-wrap: break-word;\r\n overflow-wrap: break-word;\r\n max-width: 100%;\r\n }\r\n\r\n .challenge ul {\r\n list-style-type: none;\r\n margin: 1.5rem 0;\r\n padding: 1.5rem;\r\n text-align: left;\r\n background: rgba(255,255,255,0.8);\r\n border-radius: 8px;\r\n }\r\n\r\n .challenge li {\r\n margin: 1.2rem 0;\r\n padding-left: 2rem;\r\n position: relative;\r\n font-size: 1.2rem;\r\n line-height: 1.8;\r\n word-wrap: break-word;\r\n overflow-wrap: break-word;\r\n }\r\n\r\n .challenge li:before {\r\n content: \"\u2022\";\r\n color: var(--pink);\r\n position: absolute;\r\n left: 0;\r\n font-size: 1.4rem;\r\n }\r\n\r\n .puzzle-input {\r\n width: 100%;\r\n max-width: 500px;\r\n min-width: 250px;\r\n padding: 1rem;\r\n margin: 1rem auto;\r\n border: 2px solid var(--yellow);\r\n border-radius: 8px;\r\n font-size: 1.1rem;\r\n transition: all 0.3s ease;\r\n display: block;\r\n text-align: center;\r\n box-sizing: border-box;\r\n word-wrap: break-word;\r\n overflow-wrap: break-word;\r\n }\r\n\r\n .encouragement-message {\r\n margin-top: 1rem;\r\n padding: 1.5rem;\r\n background: rgba(92,225,230,0.1);\r\n border-radius: 8px;\r\n animation: fadeIn 0.5s ease;\r\n width: 100%;\r\n max-width: 500px;\r\n margin: 1rem auto;\r\n }\r\n\r\n .encouragement-content {\r\n display: flex;\r\n align-items: center;\r\n gap: 1rem;\r\n text-align: left;\r\n }\r\n\r\n .encouragement-content i {\r\n color: var(--yellow);\r\n font-size: 1.8rem;\r\n flex-shrink: 0;\r\n }\r\n\r\n .encouragement-content p {\r\n font-size: 1.2rem;\r\n line-height: 1.6;\r\n margin: 0;\r\n }\r\n\r\n @keyframes fadeIn {\r\n from { opacity: 0; transform: translateY(10px); }\r\n to { opacity: 1; transform: translateY(0); }\r\n }\r\n\r\n .feature-image {\r\n width: 100%;\r\n height: 150px;\r\n display: flex;\r\n flex-direction: column;\r\n align-items: center;\r\n justify-content: center;\r\n background: rgba(255,255,255,0.8);\r\n border-radius: 10px;\r\n margin: 1rem 0;\r\n gap: 0.5rem;\r\n }\r\n\r\n .feature-image i {\r\n color: var(--pink);\r\n font-size: 3rem;\r\n }\r\n\r\n .icon-label {\r\n color: var(--black);\r\n font-size: 0.9rem;\r\n text-align: center;\r\n margin-top: 0.5rem;\r\n font-weight: 500;\r\n }\r\n\r\n \/* Adicionando estilos para o flipbook *\/\r\n .flipbook-container {\r\n position: fixed;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 100%;\r\n background: rgba(0,0,0,0.9);\r\n z-index: 1000;\r\n display: none;\r\n justify-content: center;\r\n align-items: center;\r\n padding: 20px;\r\n }\r\n\r\n .flipbook-viewer {\r\n width: 95%;\r\n height: 95%;\r\n background: white;\r\n border-radius: 10px;\r\n padding: 20px;\r\n position: relative;\r\n overflow: hidden;\r\n display: flex;\r\n flex-direction: column;\r\n box-shadow: 0 4px 20px rgba(0,0,0,0.2);\r\n }\r\n\r\n #pdfViewer {\r\n width: 100%;\r\n height: 100%;\r\n border: none;\r\n background: white;\r\n }\r\n\r\n .flipbook-button {\r\n padding: 10px 20px;\r\n border: none;\r\n border-radius: 5px;\r\n background: var(--blue);\r\n color: white;\r\n cursor: pointer;\r\n transition: all 0.3s ease;\r\n z-index: 1001;\r\n }\r\n\r\n .flipbook-button:hover {\r\n background: var(--pink);\r\n transform: translateY(-2px);\r\n }\r\n\r\n .flipbook-pages {\r\n flex: 1;\r\n display: flex;\r\n justify-content: center;\r\n align-items: center;\r\n gap: 20px;\r\n margin: 20px 0;\r\n overflow: auto;\r\n }\r\n\r\n .flipbook-page {\r\n box-shadow: 0 4px 8px rgba(0,0,0,0.1);\r\n border-radius: 5px;\r\n background: white;\r\n }\r\n\r\n .flipbook-page canvas {\r\n border-radius: 5px;\r\n }\r\n\r\n .page-number {\r\n text-align: center;\r\n color: white;\r\n margin-top: 10px;\r\n font-size: 1.2rem;\r\n }\r\n\r\n .loading-overlay {\r\n position: absolute;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 100%;\r\n background: rgba(0,0,0,0.8);\r\n display: flex;\r\n justify-content: center;\r\n align-items: center;\r\n color: white;\r\n font-size: 1.2rem;\r\n }\r\n\r\n .video-container, .infographic-container {\r\n position: fixed;\r\n top: 0;\r\n left: 0;\r\n width: 100%;\r\n height: 100%;\r\n background: rgba(0,0,0,0.9);\r\n z-index: 1000;\r\n display: none;\r\n justify-content: center;\r\n align-items: center;\r\n padding: 20px;\r\n }\r\n\r\n .video-viewer, .infographic-viewer {\r\n width: 95%;\r\n height: 95%;\r\n background: white;\r\n border-radius: 10px;\r\n padding: 20px;\r\n position: relative;\r\n overflow: hidden;\r\n display: flex;\r\n flex-direction: column;\r\n box-shadow: 0 4px 20px rgba(0,0,0,0.2);\r\n }\r\n\r\n #videoFrame {\r\n width: 100%;\r\n height: 100%;\r\n border: none;\r\n background: white;\r\n }\r\n\r\n #infographicImage {\r\n max-width: 100%;\r\n height: auto;\r\n display: block;\r\n margin: 0 auto;\r\n }\r\n\r\n .learning-contents-section {\r\n width: 100%;\r\n margin-bottom: 3rem;\r\n background: rgba(255,255,255,0.95);\r\n border-radius: 15px;\r\n padding: 2rem;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n }\r\n\r\n .learning-contents-card {\r\n max-width: 800px;\r\n margin: 0 auto;\r\n text-align: center;\r\n display: flex;\r\n flex-direction: column;\r\n gap: 1.5rem;\r\n }\r\n\r\n .learning-contents-image {\r\n position: relative;\r\n width: 100%;\r\n max-width: 300px;\r\n margin: 0 auto;\r\n border-radius: 15px;\r\n overflow: hidden;\r\n box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n transition: transform 0.3s ease;\r\n display: flex;\r\n justify-content: center;\r\n align-items: center;\r\n }\r\n\r\n .learning-contents-image img {\r\n width: auto;\r\n max-width: 100%;\r\n height: auto;\r\n display: block;\r\n border-radius: 15px;\r\n margin: 0 auto;\r\n }\r\n\r\n .learning-contents-description {\r\n text-align: center;\r\n padding: 1rem;\r\n color: var(--black);\r\n font-size: 1.1rem;\r\n line-height: 1.6;\r\n max-width: 600px;\r\n margin: 0 auto;\r\n }\r\n\r\n .learning-contents-button {\r\n padding: 1rem 2rem;\r\n border: none;\r\n border-radius: 25px;\r\n background: var(--blue);\r\n color: var(--white);\r\n cursor: pointer;\r\n transition: all 0.3s ease;\r\n display: inline-flex;\r\n align-items: center;\r\n gap: 0.5rem;\r\n margin-top: 1rem;\r\n text-decoration: none;\r\n width: auto;\r\n min-width: 200px;\r\n justify-content: center;\r\n pointer-events: auto;\r\n position: relative;\r\n z-index: 10;\r\n }\r\n\r\n .learning-contents-button:hover {\r\n background: var(--pink);\r\n transform: translateY(-2px);\r\n }\r\n <\/style>\r\n <!-- Adicionar scripts necess\u00e1rios -->\r\n <script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/pdf.js\/2.11.338\/pdf.min.js\"><\/script>\r\n <script src=\"https:\/\/code.jquery.com\/jquery-3.6.0.min.js\"><\/script>\r\n <script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/turn.js\/4.1.0\/turn.min.js\"><\/script>\r\n<\/head>\r\n<body>\r\n <div class=\"progress-indicator\">\r\n <div class=\"progress-bar\" id=\"pageProgress\"><\/div>\r\n <\/div>\r\n\r\n\r\n <!-- Container do V\u00eddeo -->\r\n <div class=\"video-section\">\r\n <div class=\"video-card\">\r\n <div class=\"content\">\r\n <i class=\"fas fa-video\"><\/i>\r\n <h3>V\u00eddeo<\/h3>\r\n <p>Bem-vindo\/a ao m\u00f3dulo \u201cGest\u00e3o da d\u00edvida e do risco\u201d, onde adquirir\u00e1 as compet\u00eancias necess\u00e1rias para identificar os riscos financeiros e gerir a d\u00edvida do seu neg\u00f3cio de forma respons\u00e1vel, a fim de criar resili\u00eancia a longo prazo.<\/p>\r\n <div class=\"video-player-container\">\r\n <video id=\"mainVideo\" controls>\r\n <source src=\"https:\/\/excel-erasmus.eu\/Videos\/PT\/EXCEL_WP2_A2.3_M4_Video_PT.mp4\" type=\"video\/mp4\">\r\n O seu browser n\u00e3o suporta o v\u00eddeo.\r\n <\/video>\r\n <\/div>\r\n <div class=\"video-controls\">\r\n <button onclick=\"document.getElementById('mainVideo').play()\">\r\n <i class=\"fas fa-play\"><\/i> Reproduzir\r\n <\/button>\r\n <button onclick=\"document.getElementById('mainVideo').pause()\">\r\n <i class=\"fas fa-pause\"><\/i> Pausa\r\n <\/button>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <!-- Container dos Recursos -->\r\n <div class=\"resources-section\">\r\n <div class=\"features-grid\">\r\n <div class=\"feature-card\">\r\n <div class=\"content\">\r\n <i class=\"fas fa-book\"><\/i>\r\n <h3>Conte\u00fados e atividades de aprendizagems<\/h3>\r\n <p>Comece por ler este PDF para o ajudar a familiarizar-se e alargar a sua compreens\u00e3o do m\u00f3dulo, assim como a aplicar os conhecimentos adquiridos.<\/p>\r\n <div class=\"learning-contents-section\">\r\n <div class=\"learning-contents-card\">\r\n <div class=\"content\">\r\n <div class=\"learning-contents-image\">\r\n <a href=\"https:\/\/excel-erasmus.eu\/Flipbooks\/M4_Debt and risk management_PT\/index.html\" target=\"_blank\" rel=\"noopener\">\r\n <img decoding=\"async\" src=\"https:\/\/excel-erasmus.eu\/wp-content\/uploads\/2025\/10\/EXCEL_WP2_M4-flipbook_PT.png\" alt=\"Learning Contents and Resources\" style=\"width: 100%; height: auto;\">\r\n <\/a>\r\n <\/div>\r\n <a href=\"https:\/\/excel-erasmus.eu\/wp-content\/uploads\/2025\/10\/EXCEL_WP2_A2.2_M4_PPT_PT.pdf\" class=\"learning-contents-button\" target=\"_blank\" rel=\"noopener\">\r\n Aceder ao PDF\r\n <\/a>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"feature-card\">\r\n <div class=\"content\">\r\n <i class=\"fas fa-chart-bar\"><\/i>\r\n <h3>Infogr\u00e1fico<\/h3>\r\n <p>Concretize a\u00e7\u00f5es que lhe permitam tomar decis\u00f5es or\u00e7amentais\/financeiras respons\u00e1veis para apoiar o seu percurso empreendedor<\/p>\r\n <div class=\"learning-contents-section\">\r\n <div class=\"learning-contents-card\">\r\n <div class=\"content\">\r\n <div class=\"learning-contents-image\">\r\n <a href=\"https:\/\/excel-erasmus.eu\/wp-content\/uploads\/2025\/10\/EXCEL_WP2_A2.3_M4_INFOGRAPHIC_PT.pdf\" target=\"_blank\" rel=\"noopener\">\r\n <img decoding=\"async\" src=\"https:\/\/excel-erasmus.eu\/wp-content\/uploads\/2025\/10\/EXCEL_WP2_M4-Infographic_PT-e1761848871469.png\" alt=\"Hands-on Infographic\" style=\"width: 100%; height: auto;\">\r\n <\/a>\r\n <\/div>\r\n <a href=\"https:\/\/excel-erasmus.eu\/wp-content\/uploads\/2025\/10\/EXCEL_WP2_A2.3_M4_INFOGRAPHIC_PT.pdf\" class=\"learning-contents-button\" target=\"_blank\" rel=\"noopener\">\r\n Aceder ao infogr\u00e1fico\r\n <\/a>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <!-- Container para o flipbook -->\r\n <div class=\"flipbook-container\" id=\"flipbookContainer\">\r\n <div class=\"flipbook-viewer\" id=\"flipbookViewer\">\r\n <iframe id=\"pdfFrame\" style=\"width: 100%; height: 100%; border: none;\"><\/iframe>\r\n <\/div>\r\n <button class=\"flipbook-button\" onclick=\"closeFlipbook()\" style=\"position: absolute; top: 20px; right: 20px;\">Sair<\/button>\r\n <\/div>\r\n\r\n <!-- Modal para V\u00eddeo -->\r\n <div class=\"video-container\" id=\"videoContainer\">\r\n <div class=\"video-viewer\" id=\"videoViewer\">\r\n <iframe id=\"videoFrame\" style=\"width: 100%; height: 100%; border: none;\"><\/iframe>\r\n <\/div>\r\n <button class=\"flipbook-button\" onclick=\"closeVideo()\" style=\"position: absolute; top: 20px; right: 20px;\">Sair<\/button>\r\n <\/div>\r\n\r\n <!-- Modal para Infogr\u00e1fico -->\r\n <div class=\"infographic-container\" id=\"infographicContainer\">\r\n <div class=\"infographic-viewer\" id=\"infographicViewer\">\r\n <img id=\"infographicImage\" style=\"max-width: 100%; height: auto;\">\r\n <\/div>\r\n <button class=\"flipbook-button\" onclick=\"closeInfographic()\" style=\"position: absolute; top: 20px; right: 20px;\">Sair<\/button>\r\n <\/div>\r\n\r\n <!-- Escape Room Section -->\r\n <div id=\"escapeRoomModal\" class=\"modal\">\r\n <div class=\"modal-content\">\r\n\t\t\t\t<span class=\"close-modal\" onclick=\"closeEscapeRoom()\">×<\/span>\r\n\t\t\t\t<h2>Or\u00e7amento: escapar \u00e0 armadilha da d\u00edvida<\/h2>\r\n <div class=\"progress-bar\">\r\n <div class=\"progress\" id=\"escapeProgress\"><\/div>\r\n <\/div>\r\n <div id=\"escapeContent\">\r\n <div class=\"story-section\">\r\n <div class=\"story-text\">\r\n\t\t\t\t\t\t<p>\u00c9 empres\u00e1rio a gerir a sua primeira empresa. Uma quebra s\u00fabita de receitas colocou press\u00e3o sobre as suas finan\u00e7as. Tem de tomar as decis\u00f5es certas para proteg\u00ea-la, renegociar com os credores e planear o pr\u00f3ximo passo. Resolva cada desafio para avan\u00e7ar e recuperar o controlo.<\/p>\r\n <\/div>\r\n <div class=\"challenge\">\r\n\t\t\t\t\t\t\t<h4>DESAFIO 1: Conhecer os n\u00fameros<\/h4>\r\n\t\t\t\t\t\t\t<p>Que r\u00e1cio o ajuda a medir a sua capacidade de pagar as responsabilidades a curto prazo?<\/p>\r\n <div class=\"puzzle-options\" id=\"puzzle1Options\">\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(1, 1, this)\">R\u00e1cio de liquidez<\/button>\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(1, 2, this)\">Margem de lucro l\u00edquido<\/button>\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(1, 3, this)\">Cobertura de juros<\/button>\r\n <\/div>\r\n\t\t\t\t\t\t\t<button class=\"download-btn\" onclick=\"checkPuzzle(1)\">Verificar resposta<\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"story-section\" style=\"display: none;\">\r\n <div class=\"challenge\">\r\n\t\t\t\t\t\t\t<h4>DESAFIO 2: Identificar o risco<\/h4>\r\n\t\t\t\t\t\t\t<p>Qual das seguintes op\u00e7\u00f5es corresponde a um exemplo de risco financeiro externo?<\/p>\r\n <div class=\"puzzle-options\" id=\"puzzle2Options\">\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(2, 1, this)\">Contabilidade incompleta<\/button>\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(2, 2, this)\">Controlo deficiente do invent\u00e1rio<\/button>\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(2, 3, this)\">Atrasos dos fornecedores<\/button>\r\n <\/div>\r\n\t\t\t\t\t\t\t<button class=\"download-btn\" onclick=\"checkPuzzle(2)\">Verificar resposta<\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"story-section\" style=\"display: none;\">\r\n <div class=\"challenge\">\r\n\t\t\t\t\t\t\t<h4>DESAFIO 3: Escolher sabiamente<\/h4>\r\n\t\t\t\t\t\t\t<p>Qual das seguintes op\u00e7\u00f5es corresponde a uma forma de alto risco para cobrir um d\u00e9fice de tesouraria?<\/p>\r\n <div class=\"puzzle-options\" id=\"puzzle3Options\">\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(3, 1, this)\">Utilizar um cart\u00e3o de cr\u00e9dito<\/button>\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(3, 2, this)\">Renegociar as condi\u00e7\u00f5es de pagamento<\/button>\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(3, 3, this)\">Solicitar um pequeno empr\u00e9stimo a curto prazo<\/button>\r\n <\/div>\r\n\t\t\t\t\t\t\t<button class=\"download-btn\" onclick=\"checkPuzzle(3)\">Verificar resposta<\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"story-section\" style=\"display: none;\">\r\n <div class=\"challenge\">\r\n\t\t\t\t\t\t\t<h4>DESAFIO 4: Reestruturar ou entrar em incumprimento?<\/h4>\r\n\t\t\t\t\t\t\t<p>O que deve fazer se souber que vai falhar um pagamento?<\/p>\r\n <div class=\"puzzle-options\" id=\"puzzle4Options\">\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(4, 1, this)\">Esperar pelo acompanhamento<\/button>\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(4, 2, this)\">Contactar o credor mais cedo<\/button>\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(4, 3, this)\">Ignorar a situa\u00e7\u00e3o<\/button>\r\n <\/div>\r\n\t\t\t\t\t\t\t<button class=\"download-btn\" onclick=\"checkPuzzle(4)\">Verificar resposta<\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"story-section\" style=\"display: none;\">\r\n <div class=\"challenge\">\r\n\t\t\t\t\t\t\t<h4>DESAFIO 5: Interpretar os dados<\/h4>\r\n\t\t\t\t\t\t\t<p>Tem um r\u00e1cio d\u00edvida\/capital pr\u00f3prio de 2,33. O que significa?<\/p>\r\n <div class=\"puzzle-options\" id=\"puzzle5Options\">\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(5, 1, this)\">Elevada depend\u00eancia da d\u00edvida<\/button>\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(5, 2, this)\">N\u00e3o tem d\u00edvida<\/button>\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(5, 3, this)\">Forte liquidez<\/button>\r\n <\/div>\r\n\t\t\t\t\t\t\t<button class=\"download-btn\" onclick=\"checkPuzzle(5)\">Verificar resposta<\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"story-section\" style=\"display: none;\">\r\n <div class=\"challenge\">\r\n\t\t\t\t\t\t\t<h4>DESAFIO 6: Mapeamento de riscos<\/h4>\r\n\t\t\t\t\t\t\t<p>Numa matriz de risco, que dois elementos s\u00e3o avaliados?<\/p>\r\n <div class=\"puzzle-options\" id=\"puzzle6Options\">\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(6, 1, this)\">Receitas e despesas<\/button>\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(6, 2, this)\">Probabilidade e impacte<\/button>\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(6, 3, this)\">Custo e lucro<\/button>\r\n <\/div>\r\n\t\t\t\t\t\t\t<button class=\"download-btn\" onclick=\"checkPuzzle(6)\">Verificar resposta<\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"story-section\" style=\"display: none;\">\r\n <div class=\"challenge\">\r\n\t\t\t\t\t\t\t<h4>DESAFIO 7: Escolher o recurso correto<\/h4>\r\n\t\t\t\t\t\t\t<p>Qual \u00e9 a vantagem do aluguer de equipamento?<\/p>\r\n <div class=\"puzzle-options\" id=\"puzzle7Options\">\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(7, 1, this)\">N\u00e3o \u00e9 necess\u00e1ria uma compra inicial<\/button>\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(7, 2, this)\">Melhora a propriedade<\/button>\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(7, 3, this)\">Elimina todos os riscos financeiros<\/button>\r\n <\/div>\r\n\t\t\t\t\t\t\t<button class=\"download-btn\" onclick=\"checkPuzzle(7)\">Verificar resposta<\/button>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"story-section\" style=\"display: none;\">\r\n <div class=\"challenge\">\r\n\t\t\t\t\t\t\t<h4>DESAFIO 8: Planeamento antecipado<\/h4>\r\n\t\t\t\t\t\t\t<p>Qual \u00e9 o objetivo de um plano de emerg\u00eancia? <\/p>\r\n <div class=\"puzzle-options\" id=\"puzzle8Options\">\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(8, 1, this)\">Evitar o controlo das despesas<\/button>\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(8, 2, this)\">Aumentar as despesas de marketing<\/button>\r\n\t\t\t\t\t\t\t\t<button class=\"puzzle-option-btn\" onclick=\"selectPuzzleOption(8, 3, this)\">Responder a desafios inesperados<\/button>\r\n <\/div>\r\n\t\t\t\t\t\t\t<button class=\"download-btn\" onclick=\"checkPuzzle(8)\">Verificar resposta<\/button>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"escape-room\">\r\n <h2><i>Escape room<\/i><\/h2>\r\n <p>Desafie-se com este <i>escape room<\/i> digital, refletindo sobre os seus conhecimentos anteriormente adquiridos no \u00e2mbito deste m\u00f3dulo<\/p>\r\n <button class=\"download-btn\" onclick=\"enterEscapeRoom()\">\r\n <i class=\"fas fa-door-open\"><\/i> Entrar no <i>escape room<\/i>\r\n <\/button>\r\n <\/div>\r\n\r\n <div class=\"quiz-section\">\r\n <h2>Teste o seu conhecimento<\/h2>\r\n <button class=\"download-btn\" onclick=\"startQuiz()\">\r\n <i class=\"fas fa-play\"><\/i> Iniciar o question\u00e1rio de avalia\u00e7\u00e3o\r\n <\/button>\r\n <\/div>\r\n\r\n <!-- Quiz Section -->\r\n <div id=\"quizModal\" class=\"modal\">\r\n <div class=\"modal-content\">\r\n <span class=\"close-modal\" onclick=\"closeQuiz()\">×<\/span>\r\n <h2>Question\u00e1rio de literacia financeira<\/h2>\r\n <div class=\"progress-bar\">\r\n <div class=\"progress\" id=\"quizProgress\"><\/div>\r\n <\/div>\r\n\t\t\t\t\t<div id=\"quizContent\">\r\n\t\t\t\t\t\t<div class=\"quiz-question\">\r\n\t\t\t\t\t\t\t<h3>Pergunta 1 - Que op\u00e7\u00e3o implica pagamentos regulares com juros?<\/h3>\r\n\t\t\t\t\t\t\t<div class=\"quiz-options\">\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(1, 1)\">Financiamento da d\u00edvida<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(1, 2)\">Financiamento por capitais pr\u00f3prios<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(1, 3)\">Financiamento por subven\u00e7\u00f5es<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(1, 4)\">Pr\u00e9mios de crowdfunding<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"quiz-question\" style=\"display: none;\">\r\n\t\t\t\t\t\t\t<h3>Pergunta 2 - O que \u00e9 um risco de liquidez?<\/h3>\r\n\t\t\t\t\t\t\t<div class=\"quiz-options\">\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(2, 1)\">Subida das taxas de juro<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(2, 2)\">Mudan\u00e7a r\u00e1pida de pre\u00e7os<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(2, 3)\">N\u00e3o cumprimento dos pagamentos a curto prazo<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(2, 4)\">N\u00e3o pagamento por parte do cliente<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"quiz-question\" style=\"display: none;\">\r\n\t\t\t\t\t\t\t<h3>Pergunta 3 - Por que motivo deve utilizar-se um plano de conting\u00eancia?<\/h3>\r\n\t\t\t\t\t\t\t<div class=\"quiz-options\">\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(3, 1)\">Para responder a problemas financeiros inesperados<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(3, 2)\">Para aumentar os impostos<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(3, 3)\">Para contratar mais colaboradores<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(3, 4)\">Para aumentar os pre\u00e7os dos produtos<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"quiz-question\" style=\"display: none;\">\r\n\t\t\t\t\t\t\t<h3>Pergunta 4 - O que mostra o r\u00e1cio corrente?<\/h3>\r\n\t\t\t\t\t\t\t<div class=\"quiz-options\">\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(4, 1)\">Desempenho dos colaboradores<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(4, 2)\">Capacidade de pagar d\u00edvidas a curto prazo<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(4, 3)\">Rendimento de marketing<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(4, 4)\">Reputa\u00e7\u00e3o da empresa<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"quiz-question\" style=\"display: none;\">\r\n\t\t\t\t\t\t\t<h3>Pergunta 5 - O que deve fazer se prever problemas de tesouraria?<\/h3>\r\n\t\t\t\t\t\t\t<div class=\"quiz-options\">\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(5, 1)\">Pedir mais empr\u00e9stimos imediatamente<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(5, 2)\">Evitar rever as finan\u00e7as<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(5, 3)\">Atrasar todos os pagamentos<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(5, 4)\">Falar com os credores mais cedo<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"quiz-question\" style=\"display: none;\">\r\n\t\t\t\t\t\t\t<h3>Pergunta 6 - Como pode apoiar a equipa na sensibiliza\u00e7\u00e3o para a d\u00edvida?<\/h3>\r\n\t\t\t\t\t\t\t<div class=\"quiz-options\">\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(6, 1)\">Partilhar recursos financeiros e promover a forma\u00e7\u00e3o<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(6, 2)\">Manter toda a informa\u00e7\u00e3o sobre a d\u00edvida em segredo<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(6, 3)\">Deixar que apenas os gestores planeiem o fluxo de caixa<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"quiz-option\" onclick=\"checkAnswer(6, 4)\">Evitar falar de dinheiro<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"tools-section\">\r\n <div class=\"tool-card\">\r\n <h3><i class=\"fas fa-sticky-note\"><\/i> Notas pessoais<\/h3>\r\n <p>Tome notas durante o seu percurso de aprendizagem<\/p>\r\n <div class=\"notes-container\">\r\n <textarea class=\"notes-input\" id=\"notesInput\" placeholder=\"Write your notes here...\"><\/textarea>\r\n <div class=\"notes-actions\">\r\n <button class=\"notes-btn\" onclick=\"saveNote()\">\r\n <i class=\"fas fa-save\"><\/i> Guardar as notas\r\n <\/button>\r\n <button class=\"notes-btn\" onclick=\"downloadNotes()\">\r\n <i class=\"fas fa-download\"><\/i> Rescarregar as notas\r\n <\/button>\r\n <\/div>\r\n <div class=\"notes-list\" id=\"notesList\"><\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"tool-card\">\r\n <h3><i class=\"fas fa-road\"><\/i> Continue o seu percurso de aprendizagem<\/h3>\r\n <p>O que se segue na sua aprendizagem? Continue ao selecionar um novo m\u00f3dulo<\/p>\r\n <div class=\"timeline\">\r\n <div class=\"timeline-item\">\r\n <div class=\"timeline-content\"> <p><a href=\"https:\/\/excel-erasmus.eu\/pt\/orcamentacao-e-planeamento-financeiro\/\" target=\"_blank\" rel=\"noopener\">Or\u00e7amenta\u00e7\u00e3o e planeamento financeiro<\/a><\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"timeline-item\">\r\n <div class=\"timeline-content\">\r\n <p><a href=\"https:\/\/excel-erasmus.eu\/pt\/demonstracoes-financeiras\/\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00f5es financeiras<\/a><\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"timeline-item\">\r\n <div class=\"timeline-content\">\r\n <p><a href=\"https:\/\/excel-erasmus.eu\/pt\/investment-knowledge\/\" target=\"_blank\" rel=\"noopener\">No\u00e7\u00f5es de investimento<\/a><\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"timeline-item\">\r\n <div class=\"timeline-content\">\r\n <p><a href=\"https:\/\/excel-erasmus.eu\/pt\/gestao-da-divida-e-do-risco\/\" target=\"_blank\" rel=\"noopener\">Gest\u00e3o da d\u00edvida e do risco<\/a><\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"timeline-item\">\r\n <div class=\"timeline-content\">\r\n <p><a href=\"https:\/\/excel-erasmus.eu\/pt\/financas-sustentaveis-para-decisoes-estrategicas\/\" target=\"_blank\" rel=\"noopener\">Finan\u00e7as sustent\u00e1veis para decis\u00f5es estrat\u00e9gicas<\/a><\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <script>\r\n let currentQuestion = 1;\r\n let score = 0;\r\n let currentPuzzle = 1;\r\n let escapeProgress = 0;\r\n const totalQuestions = 6;\r\n const totalPuzzles = 8;\r\n let selectedAnswers = {}; \/\/ Para armazenar as respostas selecionadas\r\n\r\n function startQuiz() {\r\n document.getElementById('quizModal').style.display = 'flex';\r\n showQuestion(1);\r\n updateQuizProgress();\r\n }\r\n\r\n function showQuestion(number) {\r\n document.querySelectorAll('.quiz-question').forEach(q => q.style.display = 'none');\r\n document.querySelector(`.quiz-question:nth-child(${number})`).style.display = 'block';\r\n }\r\n\r\n function checkAnswer(question, answer) {\r\n const options = document.querySelectorAll(`.quiz-question:nth-child(${question}) .quiz-option`);\r\n options.forEach(option => option.style.pointerEvents = 'none');\r\n\r\n const correctAnswers = {\r\n 1: 1, \/\/ 1 \u00e9 a resposta correta para quest\u00e3o 1\r\n 2: 3, \/\/ 3 \u00e9 a resposta correta para quest\u00e3o 2\r\n 3: 1, \/\/ 1 \u00e9 a resposta correta para quest\u00e3o 3\r\n 4: 2, \/\/ 2 \u00e9 a resposta correta para quest\u00e3o 4\r\n 5: 4, \/\/ 4 \u00e9 a resposta correta para quest\u00e3o 5\r\n 6: 1 \/\/ 1 \u00e9 a resposta correta para quest\u00e3o 6\r\n };\r\n\r\n if (answer === correctAnswers[question]) {\r\n score++;\r\n options[answer - 1].classList.add('correct');\r\n } else {\r\n options[answer - 1].classList.add('incorrect');\r\n \/\/ Highlight the correct answer in green when answer is wrong\r\n options[correctAnswers[question] - 1].classList.add('correct');\r\n }\r\n\r\n setTimeout(() => {\r\n \/\/ Always advance to next question regardless of answer\r\n if (currentQuestion < totalQuestions) {\r\n currentQuestion++;\r\n showQuestion(currentQuestion);\r\n options.forEach(option => {\r\n option.classList.remove('correct', 'incorrect');\r\n option.style.pointerEvents = 'auto';\r\n });\r\n } else {\r\n showQuizResults();\r\n }\r\n updateQuizProgress();\r\n }, 1500);\r\n }\r\n\r\n function updateQuizProgress() {\r\n const progress = ((currentQuestion - 1) \/ totalQuestions) * 100;\r\n document.getElementById('quizProgress').style.width = `${progress}%`;\r\n }\r\n\r\n function showQuizResults() {\r\n const quizContent = document.getElementById('quizContent');\r\n quizContent.innerHTML = `\r\n <h3>Quiz conclu\u00eddo!<\/h3>\r\n <p>A sua pontua\u00e7\u00e3o: ${score}\/${totalQuestions}<\/p>\r\n <button class=\"download-btn\" onclick=\"closeQuiz()\">Fechar quiz<\/button>\r\n `;\r\n }\r\n\r\n function enterEscapeRoom() {\r\n document.getElementById('escapeRoomModal').style.display = 'flex';\r\n showPuzzle(1);\r\n updateEscapeProgress();\r\n }\r\n\r\n function showPuzzle(number) {\r\n document.querySelectorAll('.story-section').forEach(section => section.style.display = 'none');\r\n document.querySelector(`.story-section:nth-child(${number})`).style.display = 'block';\r\n }\r\n\r\n function selectPuzzleOption(puzzleId, optionValue, buttonElement) {\r\n \/\/ Remove selected class from all buttons in this puzzle\r\n const puzzleOptions = document.getElementById(`puzzle${puzzleId}Options`);\r\n const allButtons = puzzleOptions.querySelectorAll('.puzzle-option-btn');\r\n allButtons.forEach(btn => btn.classList.remove('selected'));\r\n \r\n \/\/ Add selected class to clicked button\r\n buttonElement.classList.add('selected');\r\n \r\n \/\/ Store the selected answer\r\n selectedAnswers[puzzleId] = optionValue;\r\n }\r\n\r\n function checkPuzzle(puzzle) {\r\n let answer;\r\n let inputElement;\r\n \r\n \/\/ All puzzles are now button-based\r\n if (!selectedAnswers[puzzle]) {\r\n alert('Please select an option first!');\r\n return;\r\n }\r\n answer = selectedAnswers[puzzle].toString();\r\n inputElement = document.getElementById(`puzzle${puzzle}Options`);\r\n \r\n const correctAnswers = {\r\n 1: '1', \/\/ Current ratio\r\n 2: '3', \/\/ Supplier delays\r\n 3: '1', \/\/ Using a credit card\r\n 4: '2', \/\/ Contact your lender early\r\n 5: '1', \/\/ High reliance on debt\r\n 6: '2', \/\/ Likelihood and impact\r\n 7: '1', \/\/ No upfront purchase needed\r\n 8: '3' \/\/ To respond to unexpected challenges\r\n };\r\n \r\n \/\/ Remove old messages\r\n const oldMsg = inputElement.parentNode.querySelector('.encouragement-message');\r\n if (oldMsg) oldMsg.remove();\r\n\r\n if (answer.toLowerCase() === correctAnswers[puzzle]) {\r\n \/\/ All puzzles are now button-based\r\n const allButtons = inputElement.querySelectorAll('.puzzle-option-btn');\r\n allButtons.forEach(btn => btn.style.pointerEvents = 'none');\r\n \r\n \/\/ Highlight correct button\r\n const correctButton = inputElement.querySelector(`[onclick*=\"selectPuzzleOption(${puzzle}, ${correctAnswers[puzzle]}, this)\"]`);\r\n if (correctButton) {\r\n correctButton.classList.add('correct');\r\n }\r\n \r\n const encouragements = {\r\n 1: \"Muito bem! O r\u00e1cio de liquidez \u00e9 fundamental para compreender a sua liquidez.\",\r\n 2: \"Exatamente! Os atrasos dos fornecedores s\u00e3o um fator externo que pode perturbar o fluxo de caixa.\",\r\n 3: \"Sim, os cart\u00f5es de cr\u00e9dito podem ser \u00fateis, mas t\u00eam juros elevados e s\u00e3o arriscados se forem utilizados em excesso.\",\r\n 4: \"Grande jogada! A comunica\u00e7\u00e3o precoce cria confian\u00e7a e abre op\u00e7\u00f5es.\",\r\n 5: \"Correto! Um r\u00e1cio d\u00edvida\/capital pr\u00f3prio superior a 2 significa que a empresa \u00e9 fortemente financiada por d\u00edvida.\",\r\n 6: \"Sim! As matrizes de risco avaliam a probabilidade de um risco e a gravidade do seu impacte.\",\r\n 7: \"Correto! O leasing ajuda a poupar dinheiro ao evitar compras de elevado peso financeiro.\",\r\n 8: \"Muito bem! Um plano de conting\u00eancia d\u00e1-lhe uma rede de seguran\u00e7a em caso de choques financeiros.\"\r\n };\r\n const encouragementDiv = document.createElement('div');\r\n encouragementDiv.className = 'encouragement-message';\r\n encouragementDiv.style.fontSize = '1.25rem';\r\n encouragementDiv.style.marginBottom = '1rem';\r\n encouragementDiv.style.background = '#e8f5e9';\r\n encouragementDiv.style.color = '#222';\r\n encouragementDiv.innerHTML = `\r\n <div class=\"encouragement-content\">\r\n <i class=\"fas fa-star\"><\/i>\r\n <p><b><\/b> ${encouragements[puzzle]}<\/p>\r\n <\/div>\r\n `;\r\n \/\/ Display above the button\r\n inputElement.parentNode.insertBefore(encouragementDiv, inputElement.nextSibling);\r\n if (currentPuzzle < totalPuzzles) {\r\n currentPuzzle++;\r\n setTimeout(() => {\r\n showPuzzle(currentPuzzle);\r\n }, 2500);\r\n } else {\r\n setTimeout(() => {\r\n showEscapeResults();\r\n }, 2500);\r\n }\r\n escapeProgress = (currentPuzzle \/ totalPuzzles) * 100;\r\n updateEscapeProgress();\r\n } else {\r\n \/\/ All puzzles are now button-based\r\n const allButtons = inputElement.querySelectorAll('.puzzle-option-btn');\r\n allButtons.forEach(btn => btn.style.pointerEvents = 'none');\r\n \r\n \/\/ Highlight incorrect button\r\n const selectedButton = inputElement.querySelector('.puzzle-option-btn.selected');\r\n if (selectedButton) {\r\n selectedButton.classList.add('incorrect');\r\n }\r\n \r\n const tryAgainMessages = {\r\n 1: \"N\u00e3o \u00e9 bem assim. A resposta correta \u00e9 o r\u00e1cio de liquidez \u2014 mostra a capacidade de cobrir as d\u00edvidas a curto prazo.\",\r\n 2: \"Tente novamente. As quest\u00f5es internas s\u00e3o importantes, mas os atrasos dos fornecedores s\u00e3o um risco externo.\",\r\n 3: \"Essa op\u00e7\u00e3o \u00e9 geralmente de menor risco. Os cart\u00f5es de cr\u00e9dito s\u00e3o a op\u00e7\u00e3o mais arriscada.\",\r\n 4: \"Uma atua\u00e7\u00e3o precoce ajuda a evitar danos. Contacte sempre os credores antes de entrar em incumprimento.\",\r\n 5: \"Reveja os r\u00e1cios financeiros \u2014 o r\u00e1cio d\u00edvida\/capital reflete a alavancagem, n\u00e3o a liquidez.\",\r\n 6: \"N\u00e3o \u00e9 bem assim \u2014 a avalia\u00e7\u00e3o do risco centra-se na probabilidade e no impacte.\",\r\n 7: \"O leasing n\u00e3o garante a propriedade nem elimina o risco \u2014 ajuda a gerir os custos.\",\r\n 8: \"N\u00e3o \u00e9 bem assim \u2014 o plano de emerg\u00eancia consiste em preparar-se para a incerteza.\"\r\n };\r\n const encouragementDiv = document.createElement('div');\r\n encouragementDiv.className = 'encouragement-message';\r\n encouragementDiv.style.background = 'rgba(255,139,210,0.1)';\r\n encouragementDiv.style.fontSize = '1.1rem';\r\n encouragementDiv.innerHTML = `\r\n <div class=\"encouragement-content\">\r\n <i class=\"fas fa-heart\"><\/i>\r\n <p>${tryAgainMessages[puzzle]}<\/p>\r\n <\/div>\r\n `;\r\n inputElement.parentNode.insertBefore(encouragementDiv, inputElement.nextSibling);\r\n \r\n \/\/ Reset after 4 seconds to allow retry\r\n setTimeout(() => {\r\n const allButtons = inputElement.querySelectorAll('.puzzle-option-btn');\r\n allButtons.forEach(btn => {\r\n btn.classList.remove('correct', 'incorrect', 'selected');\r\n btn.style.pointerEvents = 'auto';\r\n });\r\n \/\/ Clear selected answer\r\n selectedAnswers[puzzle] = null;\r\n encouragementDiv.remove();\r\n }, 4000);\r\n }\r\n }\r\n\r\n function updateEscapeProgress() {\r\n document.getElementById('escapeProgress').style.width = `${escapeProgress}%`;\r\n }\r\n\r\n function showEscapeResults() {\r\n const escapeContent = document.getElementById('escapeContent');\r\n escapeContent.innerHTML = `\r\n <div class=\"story-section\">\r\n <div class=\"story-text\">\r\n <h3>Parab\u00e9ns! Escapou \u00e0 armadilha da d\u00edvida e protegeu o seu neg\u00f3cio. Aplicou conceitos-chave de gest\u00e3o de riscos e de planeamento financeiro. Continue a utilizar estes recursos para tomar decis\u00f5es informadas e manter-se resiliente. Explore novamente o m\u00f3dulo para refor\u00e7ar as suas compet\u00eancias.<\/h3>\r\n <div class=\"achievement-badge\">\r\n <i class=\"fas fa-trophy\"><\/i>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <button class=\"download-btn\" onclick=\"closeEscapeRoom()\">Fechar aventura<\/button>\r\n `;\r\n }\r\n\r\n function closeEscapeRoom() {\r\n document.getElementById('escapeRoomModal').style.display = 'none';\r\n currentPuzzle = 1;\r\n escapeProgress = 0;\r\n updateEscapeProgress();\r\n selectedAnswers = {};\r\n \r\n \/\/ Reset button options\r\n document.querySelectorAll('.puzzle-option-btn').forEach(btn => {\r\n btn.classList.remove('selected', 'correct', 'incorrect');\r\n btn.style.pointerEvents = 'auto';\r\n });\r\n }\r\n\r\n function closeQuiz() {\r\n document.getElementById('quizModal').style.display = 'none';\r\n currentQuestion = 1;\r\n score = 0;\r\n updateQuizProgress();\r\n document.querySelectorAll('.quiz-option').forEach(option => {\r\n option.classList.remove('correct', 'incorrect');\r\n option.style.pointerEvents = 'auto';\r\n });\r\n }\r\n\r\n \/\/ Existing animations and event listeners\r\n document.addEventListener('DOMContentLoaded', function() {\r\n const observer = new IntersectionObserver((entries) => {\r\n entries.forEach(entry => {\r\n if (entry.isIntersecting) {\r\n entry.target.style.opacity = 1;\r\n entry.target.style.transform = 'translateY(0)';\r\n }\r\n });\r\n });\r\n\r\n document.querySelectorAll('.feature-card').forEach(card => {\r\n card.style.opacity = 0;\r\n card.style.transform = 'translateY(20px)';\r\n card.style.transition = 'all 0.5s ease-out';\r\n observer.observe(card);\r\n });\r\n });\r\n\r\n \/\/ Add to existing script\r\n window.addEventListener('scroll', function() {\r\n const winScroll = document.body.scrollTop || document.documentElement.scrollTop;\r\n const height = document.documentElement.scrollHeight - 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